Exaggerated Insurance Claim - Fraud

Thanks for the encouragement, as I was NOT at fault at all. I'm going to deny everything that the other party will try to pursue. The main thing hopefully is that my insurance co will tell the other to set the record straight and warn the guy about the fake claims he is making. His insurer’s don’t know that you see...... With a police letter this will clear the matter up, sending photos in as well. Hopefully this will be settled quickly as possible.

Originally Posted by Ed

This thread reminds me of someone I used to work with in Plymouth. She was a passenger in a car that was rear-ended. I mentioned that you get hefty damages for whiplash. Next day she came to work in a surgical collar moaning about pain and stiffness in her neck. She'd spent the evening at A&E. Can't think why

The driver in this case had a very minor impact from a bicycle that has the same affect as going over a pothole bump. Hardly that can cause any injury

[Ruffy]

Originally Posted by muffles

Well, I agree with what you're saying, but it's said in a vague enough way to be taken the wrong way.

I was arguing that legally there shouldn't be (and isn't, as far as I know) a way to blame the OP for the accident, since he wasn't liable.

What insurance companies & third parties actually try and do is another matter entirely - it was the way Biggles put it:



...that makes it sound as though going after the OP is actually legal. That's really what I was commenting on

Sorry if I mis-understood, we're in agreement.

Unfortunately insurance companies tend to twist reality to suit their own purposes, don't they? I imagine in this case, they'd be trying to get round any legality issue by claiming that because OP hit the cyclist who then hit the other car, then it's OPs fault, on the basis that if he hadn't hit the cyclist then there would have been no damage to their policyholder. They conveniently forget that the cyclist actually caused the inital collision by violating OPs right of way!

Anway, you're bang on - they shouldn't simply be able to chase the nearest insured party.

I have just had another company trying to claim money, the same guy. This has been 3 different company all from the same person to date. I believe he hasn't actually contacted his insurers but is trying it on with no win no fee companies. Its all a con, as far as i can see. So i will be having and instructing my insurance company to make no pay outs what so ever.

Surely 3 claims from the same person is a scam, he must be that desperate for the money......