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#31 |
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paul i dont mean to upset you but as you know i was banned for drink driving (i was a nob and have learned my lesson btw readers)
i got a dr10, my insurance was betwen 30% and 50% more when run against quotes with no dr10 on licence (i wanted to see what my stupidity cost me) bear in mind i had zero no claims at the time as i just got my licence back. so i am a bit shocked by the qoutes your getting with your offence points of note this was 5 years ago (dont have to declare it now wooohooo), and give swinton a phone they just gave me a blinding deal on a multibike policy today hth dave |
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#32 | |
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Join Date: Jul 2010
Location: Devon
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#33 |
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any endorsement shows an insurance company you are a higher risk. The fact you got the 3 points shows poor driving, if you cant pull on a motorway from a slip road it does not inspire confidence in your driving. Thats why you pay more
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#34 |
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Join Date: Jul 2010
Location: Devon
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Someone else who seems to have missed the point.
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#35 |
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#36 |
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I think I've missed the point, but I'd like to add that I admire Paul's 6th's restraint. If I'd been booked in those circumstances I would have been bloody furious. Sounds like he moved to a safer road position, just like when you occasionally have to speed to get out of a situation. Sounds fine to me. OB should have used some common sense, remind him of the rules or whatever and got back in his car to get some real idiots instead. In my opinion.
As for the case with the mints, jeez unbelievable. |
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#37 | |
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Read Pauls response to the other guy, should clarify things. That said I thought the opening post was perfectly clear. |
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#38 | ||
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Opening line of my response.......ANY ENDORSEMENT SHOWS AN INSURANCE COMPANY YOU ARE A HIGHER RISK and i missed the point? amazing! |
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#39 | |
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You must have no points on your licence and drive like a real saddo. Never got stuck in a box junction, gone through a changing light a little later than you should have, driven above the stated speed limit on a road or any other minor offence that can put point on your licence or been in a position where you have had to take action because of something else that you have no control over like another person, vehicle or what have you? |
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#40 | |
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I replied stating that any endorsement says to an insurance company that you are a higher risk. That is not the view i would take altho i do think the example in the op is poor driving. My licence is now clean but i still have to declare a ts10 and a ts50 to my insurance company. both of which were poor driving on my part but i decided to take the risk. Explain the point to me if you think i am missing it |
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