buy to let mortgages

[TamSV]

Originally Posted by Stenno

Has anyone rented out their property whilst the mortgage company thought they were still living there?

I still have over a year to go on my fixed mortgage but wish to move in with the girlfriend into her place. Am I right in thinking I have to change it to a buy-to-let mortgage? Or is this just for second mortgages?

I let out a flat many years ago and didn't tell the mortgage co. It's a bit dodgy though, and all your mortgage related mail goes to the old house where it gets eaten.

When my (now) wife moved in with me she let her house out but, as she's more responsible than me, she told her bank. They weren't in the slightest bit bothered and kept her on the same mortgage contract (HBOS).