Idle Banter For non SV and non bike related chat (and the odd bit of humour - but if any post isn't suitable it'll get deleted real quick).![]() |
![]() |
|
Thread Tools |
![]() |
#31 | |
Guest
Posts: n/a
|
![]() Quote:
![]() But just because the bank includes these charges on T&C, doesn't make them any more legal. |
|
![]() |
![]() |
#32 | ||
Guest
Posts: n/a
|
![]() Quote:
I went to trial on mortgage early redemption fees 3 or 4 times. Most times, claimants didn't have a clue what they were doing or what they wanted back and so incurred the wrath of the judge for not having prepared properly. If you do have a pop - make sure you have your ducks in order. Don't expect to win simply by turning up and saying 'they charged me £20 for a letter and that's not fair' cos you won't get very far. To win you need evidence, like when, how many times, how much, do you have the letters in question, did they tell you about the fees etc. The killer blow would be to be able to say how much the bank makes on the letters, but this info would be very difficult to get hold of. The bank would have to say why their charges aren't unreasonable. Remember the burden of proof is on the claimant. Whilst there may be a flurry of claims in correspondence, somehow I don't see the courts getting too busy on this. |
||
![]() |
![]() |
#33 | |
Guest
Posts: n/a
|
![]() Quote:
Once a big bill came in, I would then find myself struggling to get back into the black because the bank wasn't willing to give me that very small overdraft. With the overdraft I know that I would have incurred minimal charges over the past year. I don't disagree with the basic idea of bank charges. I object to them when they become the punishment rather than covering the "costs" of my actions. It's very easy for a lot of people to say that all we need to do to avoid bank charges is to keep our accounts in order, but I can only assume you don't have any recent experience of living/eating on virtually no money once things like rent/insurance have been paid. |
|
![]() |
![]() |
#34 | |
Member
Mega Poster
Join Date: Jul 2003
Location: Darn sarf, innit
Posts: 2,025
|
![]()
akbarhussain wrote:-
Quote:
![]() ![]() ![]() I was happy to answer the question - why the sarcy comment?
__________________
2000 - 2004 SV650S 2004 - 2009 SV1000S 2009 - 2013 Triumph Sprint ST1050 2013 - 2016 Triumph Explorer 1200 2016 - Ducati Multistrada DVT S ![]() |
|
![]() |
![]() |
![]() |
#35 |
Guest
Posts: n/a
|
![]()
Good advice Ed.
|
![]() |
![]() |
#36 |
Guest
Posts: n/a
|
![]()
banks are scum !
|
![]() |
![]() |
#37 | |
Guest
Posts: n/a
|
![]() Quote:
![]() |
|
![]() |
![]() |
#38 | |
Guest
Posts: n/a
|
![]() Quote:
![]() |
|
![]() |
![]() |
#39 | |
Member
Mega Poster
Join Date: Jul 2003
Location: Darn sarf, innit
Posts: 2,025
|
![]()
akbarhussain wrote:-
Quote:
![]() ![]() Right - lets get this thread back on topic before I get another bollocking from chief ![]()
__________________
2000 - 2004 SV650S 2004 - 2009 SV1000S 2009 - 2013 Triumph Sprint ST1050 2013 - 2016 Triumph Explorer 1200 2016 - Ducati Multistrada DVT S ![]() |
|
![]() |
![]() |
![]() |
#40 | |
Member
Join Date: Jan 2004
Location: Leicester
Posts: 53
|
![]() Quote:
|
|
![]() |
![]() |
![]() |
|
|
![]() |
||||
Thread | Thread Starter | Forum | Replies | Last Post |
Unuathorised Bank Charges | gettin2dizzy | Idle Banter | 58 | 29-04-08 06:51 AM |
Bank charges | stewie | Idle Banter | 0 | 07-04-07 02:30 AM |
Bank charges | mpaton2006 | Idle Banter | 15 | 27-03-07 11:51 AM |
Bank Charges:( | 600+ | Idle Banter | 28 | 01-03-07 03:09 PM |
Bank charges £10/month WTF firstdirect | SpankyHam | Idle Banter | 27 | 16-11-06 11:37 AM |