My prat of a 'friend' (legal issue)

The next bike he gets, do everyone a favour & confiscate his spark plugs!

Originally Posted by alpinestarhero

Perhaps you and your freinds should have a stirn talking to him. Does he know he dosnt get invited out because of his riding? If i had a freind like that, i would be quick to say "you aint coming with us because your too dangerous". Its far better vfor everyone to say these things right away, so the offending party can either (1) sod off and endanger his life alone or (2) make amends and become a safer rider.

It may be worth getting him along to a BikeSafe thing or some sort of advanced riding whatsit?

Him getting banned wont change him, he'll just see it as another thing to gloat about, if he is the type of chap I envisage him to be!

Matt

we've all tried the talking to bit, made no difference at all!
Even gave his dad the blunt truth (he that controls the purse strings and all that!!) but that didnt work, neither did telling him exactly why he wasn't invited any more. i think he's choosing option 1!!

We got him to go to a bikesafe, but of course he was riding nice and slowly, with the only critism being his choice of lines in corners. He then proceeded to keep riding like a pillock about 20 mins after it finished!
I think your image of him is pretty much spot on Matt!

I hate to say there's no hope of making a difference....

Well, leave him be, don't have anything to do with him. One day, his accident will be your accident, and possibly your other mates!

I dont have the time of day for people like that.

Ah well

Matt

[KnightRider]

Idiot....nuf said

Hi, unless the police are involved I can't see why he would have any problem with loosing his licence. The police don't get involved in road traffic accidents unless there is an injury.

I would think that he would have at the very least third party cover, either from the company that lent him the bike or more likely his own insurance policy under driving other vehicles. The fact that he did not have the correct licence is neither here nor there as far as the third party insurance is concerned. The two insurance companies with probably have a great time debating who should foot the bill though!! But eventually one will pay up. If you speak insurance there is also something called DIR, or something like that, and it basically enforces an insurer to take responsibility for TP losses. The insurer would then be able to take the rider to court to recover their losses as he quite rightly should not have been riding the bike in the first place.

If he is 1 and has very little obvious assets then I would imagine that the insurers wouldn't bother. They would cancel his current policy with no pro rata refund and then refuse to insure him again. He would then be obliged to declare this to other prospective insurers who would be less than keen to take his business for less than a kings ransome.

This would have been the case ten years ago when I worked in the trade and things may have changed since then. We will all end up paying for it in the end through our premiums though no matter what happens.

What a **** plain and simple, riders like him really make my blood boil.

He seems like the bloke that even if he did get a ban he would gloat about it and probably still ride without a license (think this has been said in another reply)... it ain't ilegal unless you get caught is it... well thats what i can see him saying.

Originally Posted by slippery

I would think that he would have at the very least third party cover, either from the company that lent him the bike or more likely his own insurance policy under driving other vehicles.

Er I dont think thats correct. By riding the bike beyond his licence he invalidates ALL his insurance. I suggest you check your t&c - and I bet, like mine, theres that whacking great caveat that says if you ride a bike youre not licensed for you invalidate the whole policy. Or maybe its just MCE but I cant believe its only my insurers that take that pov.

Frankly I already feel sorry for the next person he happens to.

Originally Posted by lynw

Er I dont think thats correct. By riding the bike beyond his licence he invalidates ALL his insurance. I suggest you check your t&c - and I bet, like mine, theres that whacking great caveat that says if you ride a bike youre not licensed for you invalidate the whole policy. Or maybe its just MCE but I cant believe its only my insurers that take that pov.

Frankly I already feel sorry for the next person he happens to.

It IS correct. You can't invalidate the third party portion of an insurance policy.

[northwind]

Yup, third party liability cover specifically can't be invalidated by the insured party. But the insurers can try to recover costs in the event of fraud or negligence.

You won't find this sort of cover in you policy details but it does exist. I would have to read up on my insurance law to give you the details but the TP should be OK although it will take a while.

You would be surprised how much TP cover you have on a motor insurance policy but don't forget that the insurers can look to you personally to recover their losses following the claim.