Best Insurance for 17 year Old?

[Viney]

Originally Posted by Dave20046

aside from them adding a markup on any real quotes. my advice would be avoid comparison sites.

Im still a bit dubious about that. When i was getting quotes fo my bike, my current insurer was in the list as the second cheapest. When i got my renewal, it was £3 more than the comparrison site, which they matched. So i dont think thats true.

[Dave20046]

Originally Posted by TazDaz

Those prices for fully comp look good to me. I pay just over a grand at age 19/20, and i shopped around for weeks.

Fully comp is worth it as long as you can keep a low excess. If you stack your bike and it is your fault you have to pay for the repairs ifyou only have tpft, which will most likely be more than my excess is (£200).

Or learn to repair it yourself I flipped mine at 50mph crushed front end, wheel, engine casing crushed back end, sheered exhaust etc. etc. renewed everything and all the panels and tank for £300. That said it was a curvy which are a bit cheaper to repair I guess.

[Dave20046]

Originally Posted by Viney

Im still a bit dubious about that. When i was getting quotes fo my bike, my current insurer was in the list as the second cheapest. When i got my renewal, it was £3 more than the comparrison site, which they matched. So i dont think thats true.

they ask different questions, when you go via the comparison site they're a lot more vague. That could be something to do with it.

I had the mis-fortune to meet an AA man a couple of weekends ago when out in the GF's cage (nearside drive shaft)... he told me about a product they do that pays upto £500 towards the repair costs following a call attended by the AA.

I'm not sure if it extends to bikes, although I don't see why not - it's an insurance policy after all - and obviously you have to be an AA member, but it's not too pricey if you consider that after one claim you've probably recovered your costs.

Might be worth a call....

http://www.theaa.com/breakdowncover/brc_info.html

[jamesterror]

Originally Posted by RichT

I had the mis-fortune to meet an AA man a couple of weekends ago when out in the GF's cage (nearside drive shaft)... he told me about a product they do that pays upto £500 towards the repair costs following a call attended by the AA.

I'm not sure if it extends to bikes, although I don't see why not - it's an insurance policy after all - and obviously you have to be an AA member, but it's not too pricey if you consider that after one claim you've probably recovered your costs.

Might be worth a call....

http://www.theaa.com/breakdowncover/brc_info.html

Will give AA a try, DirectChoice seem to be the cheapest for me.

[yorkie_chris]

I've done alright with a quote found on tesco compare.

I would never bother with full comp on an SV. No point claiming for theft either.

E.g £1000 bike, £200 excess. £800 payout ... and your next 4 years premiums cost you an extra £1000. Pointless claiming.

I used tesco compare because it turned out cheaper than bikesure or whatever the other comparison one is good advice eh!
As everyone else said, fully comp is relatively useless, especially if you have a forum like this where you can pick up stuff relatively cheap. Fixing an SV is **** easy aswell if you're talking about bodywork an' stuff.

Hope you get the right deal!

[SV400Rob]

I'm with express insurance through suzuki, £360ish third party only though and on a 400, and at 18.

I was a bit narrow minded with my previous post and didn't really think about second hand bikes for some reason! I forked out for fully comp simply because it's new and the write off value is high.
If i had bought a bike for £2k or less i definitely would have gone tpft.

try using the bike insurer website they seem to come out with cheaper quotes.
TPFT will be cheaper my daughter paid 564 in Nov 08 for her 06 SV650 when she turned 18 had only passed her test in April 08

Good hunting