I take it the 108k was the part buy value of the house? What was the full cost of it?
Alot of the flats that get sold in London atm are on this same scheme, makes you wonder what happens when they are gonna try and sell them...I have heard about them limting the size of the place you can buy as well. My view on buying is the best and biggest you can afford. This moving house business isn't cheap, so why settle for something your gonna need to sell in a few years! Oh these flats have a mega montly charge as well, so I think they are bad valaue for money.
The house that I rent is a new build Barrets home, the quality is **** and that putting it lightly, they are cold, build of the same cheese used to make SV's how ever my bike is a lot better built than this house. Its falling apart. My folks house is new build older than this, but built to a much higher standard.
I don't want to buy in London, one I can't afford it

second it smells and is full of rude people so I think its time to get out. However best made plans and all don't always happen!