Oh Darling,

[Mr Speirs]

Originally Posted by Luckypants

Land-rovers are over priced rubbish. I cannot afford a Landy and do not like guns....

Your are okay with Tweed Jackets tho???

It seems in my family me and drew are the only ones who are winning.

We don't have many savings, we rent a place (which we have given notice on as have found a place that is bigger for less rent and other reasons) And we are looking to buy, which we think we will do as soon as the downturns stops (which it will)

If i look at this compaire to my parents:

Who are in the final years of paying off the mortage (think they have 7 years left) lucky with when the brought etc etc and the lack of mortage they needed from house price increase's in the past. But they can't move and downsize ready for retirement until the house price's pick back up as part of that is their pension fund. They also have savings which there financial advised told them to put in low risk stocks total lost 10K until the same advisor told them to move it out and back into the savings and ISA's they had before! Which haven't got a great interest rate due to the Bank of Englands Cut

Now if you look at my sister & brother in law:

Half way though a purchase of a new house from Barratts! Barratts have offered them part exchange on their current house of 116k (but placed it on the market at 109k). However at the moment they are in limbo..... due to the fact of when the mortage companies valuer went to view the new house, he has valued it at 10k less than what they have agreed to purchase the new house at (been 10 weeks since agreed) So current they are seeing who jumps first. Barratts can drop the price by 10k so they can buy it, or they can find the extra money from somewhere?!?!?
They are currently waiting for Barratts to come back to them as they have sold nothing at this site for 10 weeks now as my sister's 'new' place was the last thing to be sold. O they are also in debt by a huge amount on CC yet are prepared to take on more by a mortage!!!

Originally Posted by Mr Speirs

LOONY IDEAS HIJACKED & INTRODUCED BY SERIOUS POLITICIANS

I don't see a lot wrong with most of those?

Originally Posted by lily

Barratts can drop the price by 10k so they can buy it, or they can find the extra money from somewhere?!?!?

Get Barratts to drop the price. They would have to find the 10k cash as the mortgage company wouldn't lend it to them would they?

Originally Posted by cartwrim

Get Barratts to drop the price. They would have to find the 10k cash as the mortgage company wouldn't lend it to them would they?

The area manager wants to drop the price as does his manager..... but the chairman won't..... however everybody else is still pushing for the price drop.

I can't believe a company as big as Barratts have to take something like that to the Chairman?!

I'm a dirty Commie me.

[Mr Speirs]

Originally Posted by cartwrim

I don't see a lot wrong with most of those?

No thats the thing. The Monster Raving Loony Party did actually have some good ideas but back in the 70's they were considered daft. Like the disbaled access on buses one.

[Mr Speirs]

Originally Posted by lily

It seems in my family me and drew are the only ones who are winning.

We don't have many savings, we rent a place (which we have given notice on as have found a place that is bigger for less rent and other reasons) And we are looking to buy, which we think we will do as soon as the downturns stops (which it will)

If i look at this compaire to my parents:

Who are in the final years of paying off the mortage (think they have 7 years left) lucky with when the brought etc etc and the lack of mortage they needed from house price increase's in the past. But they can't move and downsize ready for retirement until the house price's pick back up as part of that is their pension fund. They also have savings which there financial advised told them to put in low risk stocks total lost 10K until the same advisor told them to move it out and back into the savings and ISA's they had before! Which haven't got a great interest rate due to the Bank of Englands Cut

Now if you look at my sister & brother in law:

Half way though a purchase of a new house from Barratts! Barratts have offered them part exchange on their current house of 116k (but placed it on the market at 109k). However at the moment they are in limbo..... due to the fact of when the mortage companies valuer went to view the new house, he has valued it at 10k less than what they have agreed to purchase the new house at (been 10 weeks since agreed) So current they are seeing who jumps first. Barratts can drop the price by 10k so they can buy it, or they can find the extra money from somewhere?!?!?
They are currently waiting for Barratts to come back to them as they have sold nothing at this site for 10 weeks now as my sister's 'new' place was the last thing to be sold. O they are also in debt by a huge amount on CC yet are prepared to take on more by a mortage!!!

I am in a similar situation as you guys. We are also looking to buy at some point. We are starting to look for a nice wee cottage with space for my bikes to rent until the time is right to buy.

Originally Posted by Mr Speirs

No thats the thing. The Monster Raving Loony Party did actually have some good ideas but back in the 70's they were considered daft. Like the disbaled access on buses one.

I can't see why it was thought daft to have disabled access to buses? We're off topic now though! This is supposed to be about Labour policies in this decade!

[Biker Biggles]

Originally Posted by Luckypants

Well you will get no argument from me over the sell off of council houses or the privatisation of essential utilities being wrong. But remember New Labour privatised the railways, which is just a crazy mess now. Both as bad as each other.

and yes, you probably do have a distorted view of Maggie, as do most from Scotland and South Yorkshire, Tyneside etc. Understandable but unfair.

Ahem point of order.
Railways were privatised by the Torys I seem to recall.Labour regigged it with the set up of Railtrack following the Hatfield crash debacle.