Dog insurance

But does your house insurance cover you if your dog bites somebody half a mile away from your house if your out walking?

Money making exersice No 5,459,000 introduced in the last 15 years. Sigh.

Labours 3600 ways to make you a criminal.

[the_lone_wolf]

Originally Posted by maff

But does your house insurance cover you if your dog bites somebody half a mile away from your house if your out walking?

It's cover for your third party liability as you go about your personal business, not restricted by your geographical location

[fastdruid]

Originally Posted by yorkie_chris

We have laws against causing explosions in public places but that didn't stop them bringing in the new anti terror laws.

Ah yes and with all these new laws what did they charge the London bombers under? I'll give you a clue, it wasn't under any laws passed this Century. Or even last Century, they were charged under laws passed in the 1800's!

Druid

[dizzyblonde]

Originally Posted by the_lone_wolf

True but unrelated to the point I was making, the proposals put forth are for dog owners to be forced to take out 3rd party liability cover in case their dog bites someone, but this risk is already covered by most people's home insurance

As for vet's bills, we self insure...

Well there will be lots of people very angry if they are made to take out a second 3rd party liability insurance for their dogs.

The only way I think they could possibly find out if a dog is already covered is by its microchip. My twos microchips numbers are there somewhere on the insurance computer. So if the government was to bring this in I would expect them to go through the thousands of already chipped dogs to countercheck they also are insured..

Like I said, they are already covered for biting someone.

[ophic]

If my doggy insurance goes up any more I won't be able to afford to feed him.

Do you reckon I could hide him under the stairs?

[dizzyblonde]

Originally Posted by ophic

Do you reckon I could hide him under the stairs?

Not sure...think you may need to find a big box

[yorkie_chris]

Originally Posted by ophic

What is this insurance for though? Your already liable for any damage or injury your dog causes, even on your own land.

Our old GSD Byron grabbed a burglar climbing into our kitchen window, and pulled him down on to the worktop, and sat there growling at him until they were discovered in the morning. Outside the kitchen window there is at least 10 yards of our garden. The only bit of the window that opens is a fairly narrow pane at the top and its well above head height.

The judge ruled that because the guy wasn't more than 50% inside the house, he wasn't actually burgling, and that the dog pulled him inside. Miss Ophic had to pay damages to the guy, and Byron was taken away to be assessed. Fortunately, being the intelligent, well behaved creature he was, he came back shortly after.

Sometimes you wish he wasn't so well trained, and had ripped the intruder to shreds.

What a complete load of b*ll*cks!

Mate of mine had similar thing with finding a guy in his garage... he just called mates and they wrapped him in gaffer tape and left him in central reservation of M62 in the niff. He never heard owt more about it.

Not worth calling police if you find an intruder, just batter the crap out of them and dump somewhere. Find out where they live too in case they fancy any funny business later.

& the effect of Pet insurance is ludicrously high vet bills.

The only people who are going to bother with 3rd party is the law abiding/ resposible people. One more for buerocrats, Mr Whiplash, and ambulance chasers.

Is third party insurance going to cut down on "Dog Attacks"?

Er no.

Educations always good but *hit does occasionally happen.
People will continue leaning off ladders, sticking forks in toasters and falling out of windowa.

And the presses "Ooh large dangerous dogs flee for your lives" sensasionalism doesn't help either.

That said most horse owners have third party. Presumably for when their nag jumps over someone's mondeo.

Yet more pointless legislation. They'll be how to change a lightbulb legislation next.

meh.

Originally Posted by ophic

The judge ruled that because the guy wasn't more than 50% inside the house, he wasn't actually burgling, and that the dog pulled him inside. Miss Ophic had to pay damages to the guy, and Byron was taken away to be assessed. Fortunately, being the intelligent, well behaved creature he was, he came back shortly after.

Sometimes you wish he wasn't so well trained, and had ripped the intruder to shreds.

That sucks.

How'd you prove he was only "halfway in the house" anyway?