Bank Charges

Damn now they know I'm an overweight, beer drinking, kebab eating biker. Anyone could have worked that out by looking at me.

Know what you mean about the fraud detection Scooby - I sometimes work abroad, and the last two times I have been in the Netherlands, there was an automatic stop put on my cards, simply for the reason that I had been spending in Holland. I spose it is there for our protection, but in that situation was a complete pain in the ****.

Originally Posted by sharriso74

One of my colleagues pointed this out to me, apparently you write to your bank asking for a its of all bank charges for the past 6 years. Then when they reply you write back asking to be refunded, they then refuse then you go through the small claims court which they won't contest as they are likely to lose due to the OFT ruling and don't want to risk setting a precedent.

http://www.consumeractiongroup.co.uk/bag.php

Any legal eagles here can say whether this is would work?

If you haven't done this yet then I would recommend you do so (if you've had any charges of course!)

It has taken us two months to recover charges we had about three years ago - and got our payback today almost to the pound that we expected following the BBC News link. YIPEE!

The banks sends a lengthy letter disagreeing with our complaint blah blah but made an offer as a gesture of goodwill. Funny it should equate to refunding the difference between the max charges the authorities say should be apllicable and the excessive amounts they actually charged!

Power to the people!

I got hold of my bank a few months ago and managed to get back just over £800 in charges (I had financial problems 2 years ago and got loads of charges from the bank - which made it worse).