Holdup down

Oh no mate - hope you're ok.

Anyone else thinking trackbike?

Thanks Kev

Ive got a lot of thinking to do now

Today im ok still ache a bit but not as bad as i thought i would be which is good

[Richie]

Originally Posted by krhall

Anyone else thinking trackbike?

Thats what I said on his Facebook album...

and again , Glad your Ok.

If you are thinking track bike then the panel colour is less of an issue and there are loads about. Keep an MOT on it though.

Do you use it or a car mainly?

[Dave20046]

Originally Posted by fastdruid

Bike claims don't affect car no claims but you should admit to any accidents.

Of course you could always make the statement "I've had no *car* accidents" (and opposite for the bike).

Druid

I got a policy cancelled on me for that, and got stripped off shed loads of admin charges. Argued it out for ages, insurance ombudsman etc. ...no joy - not a good idea.

[Littlepeahead]

Good reminder there, if I have an op next week I must remember to ask for an anti-emetic to be administered with the anasthetic. Worked a treat last time.

Originally Posted by krhall

If you are thinking track bike then the panel colour is less of an issue and there are loads about. Keep an MOT on it though.

Do you use it or a car mainly?

Dunno what im thinking yet, got some options to weigh up when i asses the damage, im favouring selling it at the moment, whether thats repaired, stripped and sold or as it is, dont really want to go through insurance but it could end up going that way.

Mainly use the car now im not at college

[ixlr8]

Originally Posted by Littlepeahead

Good reminder there, if I have an op next week I must remember to ask for an anti-emetic to be administered with the anaesthetic. Worked a treat last time.

Originally Posted by Holdup

Hello, going to hospital soon but first i must eat!

(I was just thinking funny thing to do before ER visit.)So, errm, no, don't listen to HU coz and theoretical or but they'd and then make you wait for theatre.

[fastdruid]

Originally Posted by Dave20046

I got a policy cancelled on me for that, and got stripped off shed loads of admin charges. Argued it out for ages, insurance ombudsman etc. ...no joy - not a good idea.

Ouch, having insurance cancelled is one of the real nasty ones too.

Without wanting to derail too much, what happened?

Druid

[Dave20046]

Infact thinking about it I don't think it was for doing what I said above, memories a little hazy but I told the advisor I had had a crash as someone pulled out on me, I was a little vague (but certainly didn't lie and when she enquired as to exactly what happened in the accident and the damage to either vehicle I told her what happened) she made her own assumption and put it as not my fault (which in fairness it wasn't and I got 100%) but as it was still unsettled because the other party was refusing to communicate with anyone it was supposed to be marked down as my fault until proven otherwise. They took my insurance off me, I argued the advisor didn't ask the right questions they said I should have given more information. Insurance ombudsman wouldn't help as it was a 3rd party policy and they'll only help with fully comp. Tried all sorts but basically it was a case of they had my money and there was nothing I could do, got screwed. The company could have easily just changed the policy to correct the status of the accident and invoice me a bit more or did what another insurance did (which was charge me the premium as if the accident hadn't happened on the basis that in the unlikely event it got ruled as my fault I paid the rest to keep the policy) but they didn't want to know as they made more money claiming they had near £100 'admin fees' and cancelling the policy.

That's how I remember it anyway, I'm pretty sure I will have moaned on here about it at the time so a post nearer the time might be more accurate.