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Old 06-09-08, 10:50 PM   #1
guzz316
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Default insurance costs

hi guys, looking to get average insurance costs for k8 sport, 23 years old, 1 year ncb, edinburgh area, last bike was 125cc. best i can get is £660 fully comp. anyone any cheaper and if so who with?
thanks in advance
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Old 06-09-08, 10:53 PM   #2
thefallenangel
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Default Re: insurance costs

garaged? how bad is the area?
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Old 06-09-08, 11:16 PM   #3
simesb
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Default Re: insurance costs

no such thing as an average cost - postcode, age, driving experience, points, garage, security, occupation, annual mileage, commuting, other vehicles, and others all play a part.

Phone all the agents and try and bargin down the price - play them off against each other.

I found Devitts the cheapest, for what that's worth.
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Old 07-09-08, 02:22 AM   #4
ljharmitt
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Default Re: insurance costs

Quote:
Originally Posted by guzz316 View Post
hi guys, looking to get average insurance costs for k8 sport, 23 years old, 1 year ncb, edinburgh area, last bike was 125cc. best i can get is £660 fully comp. anyone any cheaper and if so who with?
thanks in advance
thebikeinsurer.co.uk

17y/o 1 yr ncb, 3 points for speeding, bad area, birmingham post code.

FC = £500
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Old 07-09-08, 02:59 AM   #5
xXBADGERXx
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Default Re: insurance costs

Give Direct Choice a ring , they were the cheapest for me by a country mile
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Old 07-09-08, 06:27 AM   #6
ricky_t
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Default Re: insurance costs

1999 Curvy worth £1500.

20 years, 2 years no claims, clean driving history, good area, garaged.

£170 TPFT

That was with adrian flux bike sure. It also let's me ride other people's bikes TP with their permission.
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Old 07-09-08, 08:18 AM   #7
hovis
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Default Re: insurance costs

just keep phoning around

i found express good also bennets seem ok with new riders

also worth doing a search through one of those that compare a load for you.

its a boring job, but i got mine from £3000 down to £600
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Old 07-09-08, 09:27 AM   #8
TazDaz
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Default Re: insurance costs

Quote:
Originally Posted by ljharmitt View Post
thebikeinsurer.co.uk

17y/o 1 yr ncb, 3 points for speeding, bad area, birmingham post code.

FC = £500
That's a good deal!

I'm 19, 0yrs ncb, clean licence, very good area and they want £1200!!

Guess the 1yrs ncb makes all the difference!
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Old 07-09-08, 09:29 AM   #9
xXBADGERXx
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Default Re: insurance costs

What makes a HUGE difference is age , if I remember correctly , hitting 21 and 25 drops a huge wodge off the premium as they think you are more responsible ......... and we all know thats a LOAD
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Old 07-09-08, 09:32 AM   #10
TazDaz
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Default Re: insurance costs

Guess also the fact the bike will be new so insured at £4700 will make a difference, always forget that factor!

I generally hate insurance, paid out over £2k for last two year of insurance on the bloody car and not needed the insurance once!
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