SV650.org - SV650 & Gladius 650 Forum



Bikes - Talk & Issues Newsworthy and topical general biking and bike related issues. No crapola!
Need Help: Try Searching before posting

Reply
 
Thread Tools
Old 18-03-09, 11:48 AM   #1
Magnum
Guest
 
Posts: n/a
Default Riding other peoples bikes?

Whats the law regarding riding other peoples bikes?
Such as a test ride, or borrowing it for a quick try out?
Obviously riding in accordance to your own licence, on an insured vehicle with tax etc.
  Reply With Quote
Old 18-03-09, 11:51 AM   #2
The Guru
Guest
 
Posts: n/a
Default Re: Riding other peoples bikes?

As long as your insured
  Reply With Quote
Old 18-03-09, 11:52 AM   #3
Magnum
Guest
 
Posts: n/a
Default Re: Riding other peoples bikes?

Quote:
Originally Posted by The Guru View Post
As long as your insured

Would i have to set up insurance with the owners insurance company to be able to ride it?
  Reply With Quote
Old 18-03-09, 11:58 AM   #4
pencil shavings
Guest
 
Posts: n/a
Default Re: Riding other peoples bikes?

mine gives me 3rd party cover on any bike I DONT OWN. you might well have that cover already. if you cant see it on your policy, give them a call, you might even get it for free
  Reply With Quote
Old 18-03-09, 11:59 AM   #5
Stig
Guest
 
Posts: n/a
Default Re: Riding other peoples bikes?

Quote:
Originally Posted by Magnum View Post
Would i have to set up insurance with the owners insurance company to be able to ride it?
You need to be very sure you are covered. There are a few companies out there who offer very cheap insurance. Bennetts being one of them. The clause is they do not insure you to ride any other bike.

If your policy covers you for other motorcycles it will normally be third party only. You will only be covered by your insurance if the bike you are wishing to ride is legally on the road. Tax, MOT (if required) and insured.
  Reply With Quote
Old 18-03-09, 12:00 PM   #6
dirtydog
Knob faced knobster
Mega Poster
 
dirtydog's Avatar
 
Join Date: Jan 2005
Location: Haslemere
Posts: 5,419
Default Re: Riding other peoples bikes?

Quote:
Originally Posted by pencil shavings View Post
mine gives me 3rd party cover on any bike I DONT OWN.

Ditto for me. plus of course there is the you bend it, you mend it rule to remember as well
__________________
2001 SV650 in shimmerin green, Not broken anymore
dirtydog is offline   Reply With Quote
Old 18-03-09, 12:03 PM   #7
Viney
Member
Mega Poster
 
Join Date: Jul 2003
Location: In the shadows to the left
Posts: 7,700
Default Re: Riding other peoples bikes?

If you go for a test ride with a comapny, you 99% of the time have to sign a form, this is thier insurance, and you saying that in the event of an off during the ride, youa re liable for the excess (usually around a grand).

What Ape says is right. I have cheap insurance, but i can ride any other bike on a third party only basis. However, soething that i learnt recently (now that verna works in insurance) is that say numpty jumps on your bike and crashes into, say someones wall, then your insurance will actaully pay the 3rd party for the damage even though it wasnt you riding it! Your bike/car however is down to you!
Viney is offline   Reply With Quote
Old 18-03-09, 12:03 PM   #8
timwilky
Member
Mega Poster
 
timwilky's Avatar
 
Join Date: Mar 2004
Location: Not in Yorkshire. (Thank God)
Posts: 4,116
Default Re: Riding other peoples bikes?

My certificate of insurance says :-
Quote:
Originally Posted by Tims Certificate

5. Persons or classes of person entitled to drive
blah blah
The policy holder
Under the terms of section ii of the policy - Liability to Third Parties. the policyholder may subject to the owners express consent also drive a Motorcycle not belonging to the Policyholder and not hired to the Policyholder under a hire purchase or lease agreement.

I take this to specifically state that I may ride others bikes under a U bend it U mend it agreement. Unless policies specifically state you are covered, do not assume it.
__________________
Not Grumpy, opinionated.
timwilky is offline   Reply With Quote
Old 18-03-09, 12:06 PM   #9
Stig
Guest
 
Posts: n/a
Default Re: Riding other peoples bikes?

Quote:
Originally Posted by timwilky View Post
My certificate of insurance says :-


I take this to specifically state that I may ride others bikes under a U bend it U mend it agreement. Unless policies specifically state you are covered, do not assume it.
It does. But it also states only if that bike has not been hired by the person you are borrowing if from. So if your mate takes out a bike for a test ride, or it is a loan bike, your insurance would not cover you riding it.
  Reply With Quote
Old 18-03-09, 12:10 PM   #10
dunc1999
Guest
 
Posts: n/a
Default Re: Riding other peoples bikes?

I was insured with E-bike last year and they defo do not cover you 3rd party when riding other bikes!!!!!!!!!!!!!
  Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Fancy riding with 10 000 other bikes? independentphoto Pennine Massive 0 13-03-08 01:59 AM
ebike ins - am I covered to ride other peoples bikes? Blue_SV650S Bikes - Talk & Issues 22 04-01-08 05:41 PM
Can't give up?(riding bikes) timwilky Bikes - Talk & Issues 21 16-04-07 06:33 PM
Makes me weep.(other peoples riding) tricky Bikes - Talk & Issues 25 03-04-07 03:11 PM
Riding other bikes - insurance Q thor Bikes - Talk & Issues 9 01-10-06 09:37 PM


All times are GMT. The time now is 09:50 AM.


Powered by vBulletin® - Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.