View Full Version : Restricting a street triple... oh the blasphemy!
fizzwheel
07-05-09, 11:06 AM
Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.
I think your definition of reasonable and mine are very different :D
Thats alot of tanks of petrol or pints of beer or having a laugh with your mates.....
I havnt even dropped my CG, or even come close to having an off.
Neither did i on my YBR125 but i have had many near misses on the SV, and a couple of very close fishtailing incidents that could have very easily been bad highsides.
For me personally, the first was throttle control when i first got the bike and the second was downchanging while leaning, both times it was because i didnt warm the tyres up before attempting my Rossi riding techniques.
I have been very lucky so far, so yeah it is a realistic way to think, as it is not if you fall off but when, but i dont think about all the time, like YC said though its a good idea to always be kitted out, i never ride my bike without full gear, back protector the lot, no exceptions, cause you know that one time will be the time you come off.
Jamiebridges123
07-05-09, 11:27 AM
I'd personally say the Speed Triple would be a better restriction, if'z lighter than the speed and handles better, so I'm told.
But to be frank, something like this should be your second bike sort of thing. Build up a year or two no claims and then enjoy a new toy. And if you have a bike worth more than £2500, GET FC INSURANCE, DON'T BE A F**KING CHEAPSKATE :)
I only moved from my SV because of my off.
.
Same here, in fact i loved my first sv so much, i bought a 2nd one as a stop gap while waiting for my 675, then sold that one as wasnt using (the sv) and then missed it again so Treacle bought me another one (my current one)
I also love my sv as when ive "had enough" (read that as scared myself/ finding my 675 a tad too much) i'll put put the 675 away and spend awhile playing with the sv and getting my confidence back up 8)
Alpinestarhero
07-05-09, 11:52 AM
RE: insurance - go for TPFT minimum. TPO is fine for scooters and crappy little worthless bikes. The price is high because you live inside the m25 (romford, right?) - its always higher (about twice as much as it is for me in brighton).
A street triple would probably be ok restricted, but you might be worried about theft...this might make you more stressed than you realised (I couldnt sleep well for a while when i first had my bike at uni, I thought any van that came into the parking area was thre to take my bike away, so i'd jump up and have a look...). Maybe go for something like an SV or a restricted CB500 or something, somehting you can get cheap, something reliable with plenty of cheap spare parts avaliable for. The in a couple of years, get that street triple.
SoulKiss
07-05-09, 11:54 AM
Same here, in fact i loved my first sv so much, i bought a 2nd one as a stop gap while waiting for my 675, then sold that one as wasnt using (the sv) and then missed it again so Treacle bought me another one (my current one)
I also love my sv as when ive "had enough" (read that as scared myself/ finding my 675 a tad too much) i'll put put the 675 away and spend awhile playing with the sv and getting my confidence back up 8)
Just look at how many of us here have other bikes now, but still have an SV tucked up in the garage.....
If you claim you're ****ed though :confused: Think what your insurance quotes are now then thing the extra cost it cost you do buy FC, the excess, then your 50%+ premiums for the next 3-5 years.
Am i right in assuming that claiming for a stolen bike will make the premium shoot up as well? I'll also have the £650 excess to pay for the SV.
Theres just no way im paying for theft cover.
My SV will be between £2000 and £2500. £1200 a year premium + £650 excess = £1850. I could buy a decent SV for that price. If all goes well and my bike doesnt get nicked, then after another year of it not being stolen i would have paid £2700 if i claimed for a theft after two years of owning the bike...
It's always a risk not going for more extensive cover, but its maybe a little easier for me to replace a bike than it is for all you working people with bills to pay. Anything i buy is paid for outright, and i have a steady income of disposable money. (im enoying it while it lasts ;))
fizzwheel
07-05-09, 03:49 PM
Am i right in assuming that claiming for a stolen bike will make the premium shoot up as well?
Yep
They use anything as an excuse to increase your premium.
My SV will be between £2000 and £2500. £1200 a year premium + £650 excess = £1850. I could buy a decent SV for that price. If all goes well and my bike doesnt get nicked, then after another year of it not being stolen i would have paid £2700 if i claimed for a theft after two years of owning the bike...
It's always a risk not going for more extensive cover, but its maybe a little easier for me to replace a bike than it is for all you working people with bills to pay. Anything i buy is paid for outright, and i have a steady income of disposable money. (im enoying it while it lasts ;))
Well buy a bike around 1200 - it's TPO Job jobbed.
Buy a bike woth 3k plus - insurance is too expensive to justify it.
blah blah blah...
In your position I'd spend up to whatever you could live with writing off on a bike & TPO it. Your TPFT quotes all suck.
Dave20046
07-05-09, 04:39 PM
Am i right in assuming that claiming for a stolen bike will make the premium shoot up as well? I'll also have the £650 excess to pay for the SV.
Theres just no way im paying for theft cover.
My SV will be between £2000 and £2500. £1200 a year premium + £650 excess = £1850. I could buy a decent SV for that price. If all goes well and my bike doesnt get nicked, then after another year of it not being stolen i would have paid £2700 if i claimed for a theft after two years of owning the bike...
It's always a risk not going for more extensive cover, but its maybe a little easier for me to replace a bike than it is for all you working people with bills to pay. Anything i buy is paid for outright, and i have a steady income of disposable money. (im enoying it while it lasts ;))
yep you'd be knackered, if you're parking it at home a lot and no where stupid spend a few hundred on good ground anchor, almax chain etc and if you can't be arsed to lug that around a lighterweight chain + cable lock for around town and they won't have much of a chance anyway.
Since I had a claim my policies have doubled, bear in mind until the raise I was insured on 2 cars and a bike. Under 21s do not want to claim!
Swallow your pride, listen to everyone in this thread and get a cheap SV for less than £2K. The insurance will be more reasonable, it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.
I don't feel any pride has to be swallowed, I love my SV, and have no problems with the few people who have called it a girls bike.. Thats the weekend warriors talking.
Only people who have ridden a bike can pass comment on them.
I resent that comment, you will crash you're bike.
You know nothing about him, have you rode with him, do you know what he rides like, if he is a 'safe' rider?? Theres no prewritten rule saying you will crash you're first big bike.
11.5K miles since September, no crashes touch wood, and I wouldn't say I hang around and take it easy. Crashed my RS50 only once, but I think my one crash is low compared to 50/125cc riders anyways. Diesel spill :(
ibshort
07-05-09, 05:05 PM
I don't feel any pride has to be swallowed, I love my SV, and have no problems with the few people who have called it a girls bike.. Thats the weekend warriors talking.
Only people who have ridden a bike can pass comment on them.
I resent that comment, you will crash you're bike.
You know nothing about him, have you rode with him, do you know what he rides like, if he is a 'safe' rider?? Theres no prewritten rule saying you will crash you're first big bike.
11.5K miles since September, no crashes touch wood, and I wouldn't say I hang around and take it easy. Crashed my RS50 only once, but I think my one crash is low compared to 50/125cc riders anyways. Diesel spill :(
+1, There is no guarantee that you are going to crash the bike lol, just because some people in this thread cant ride properly isnt representative of the whole biking community.:smt079
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edit: actually, I will go as far to say that anyone who's never ever dropped or crashed their bike is either a complete riding god or a complete pussy who never pushes the limits of their skills ;)
i've never dropped or crashed a bike...
and i'm no riding god but i sure ain't no pussy either...you however are proving to everyone else on here what a narrowminded **** you are...!
you're not the only one tho...yorkie-chris's statement that every new rider WILL come off is a joke...
negativity like that is the main reason i don't bother posting on this forum too much....;)
magnum..there is a lot of good advice on this thread tho.. a bike like a street triple is a beaut but i agree with consensus that much over 3/4k HAS to be covered for theft (personally FC would be only option for me and if i couldn't afford that i'd wait til i could...)...
its no way definate you will crash/drop/bugger up the bike but a pretty good chance of you being way out of pocket if it was stolen..?;)
anyway, good luck to you mate whatever you buy...!!:D
fizzwheel
07-05-09, 05:27 PM
I don't feel any pride has to be swallowed, (
I think that was directed at the possibility of buying the speed triple rather than buying the SV first and using that as a hop off point to getting the speed triple a little later in his biking career.
I think that was directed at the possibility of buying the speed triple rather than buying the SV first and using that as a hop off point to getting the speed triple a little later in his biking career.
A comment was made that pride had to be swallowed for magnum to settle for a SV rather than the ST, which I think is utter sh!te, as its a very capable bike, not exactly slow, and is quite reliable..
And with some suttle mods, can become more cosmetically pleasing and realiable.
ThEGr33k
07-05-09, 06:16 PM
Sv650 or VFR400 for the win. Cheap to buy (£1000-1500) and should be cheap to insure too :D
I'm alright too TBH. I could probably insure the SV for <£200. Not really crippling.
You sure, at 20? Im pretty sure mine at 20 with 2year NCB FC was about £600!!! :(
Now i have to ask, Magnum-have you ACTUALLY test rode a sv or triple yet?? as ok you may like the LOOK of a bike but doesnt mean you'll like the feel etc
Test ride for a 17 y/o?
Don't be silly :)
BanditPat
07-05-09, 06:20 PM
You sure, at 20? Im pretty sure mine at 20 with 2year NCB FC was about £600!!! :(
If i can get FC at 17 with 1 years no claims for £350 with a £100 excess it should be to hard for some one with a few more years NCB to get it for under 200
21 makes a big difference. Least for me it did, about £400. So i waited and got it insured after my birthday.
ranathari
07-05-09, 06:25 PM
i've never dropped or crashed a bike...
and i'm no riding god but i sure ain't no pussy either...you however are proving to everyone else on here what a narrowminded **** you are...!
you're not the only one tho...yorkie-chris's statement that every new rider WILL come off is a joke...
negativity like that is the main reason i don't bother posting on this forum too much....;)
Congratulations on your ability to recognise sarcasm.
I don't feel any pride has to be swallowed, I love my SV, and have no problems with the few people who have called it a girls bike.. Thats the weekend warriors talking.
Only people who have ridden a bike can pass comment on them.
I resent that comment, you will crash you're bike.
You know nothing about him, have you rode with him, do you know what he rides like, if he is a 'safe' rider?? Theres no prewritten rule saying you will crash you're first big bike.
11.5K miles since September, no crashes touch wood, and I wouldn't say I hang around and take it easy. Crashed my RS50 only once, but I think my one crash is low compared to 50/125cc riders anyways. Diesel spill :(
Your/you're etc. and you're generally missing my point. Swallowing his pride in this context means accepting that he's not got much experience and that he's young, so he's going to have to settle for what he can afford insurance-wise rather than what he wants. If you resent my opinion that people will crash their bikes then you're taking the internet a bit too seriously; I'm willing to bet that if we posted a poll, we'd find more people have crashed or dropped their bikes than those like you, who've been lucky enough to avoid it.
fizzwheel
07-05-09, 06:27 PM
Your/you're etc. and you're generally missing my point. Swallowing his pride in this context means accepting that he's not got much experience and that he's young, so he's going to have to settle for what he can afford insurance-wise rather than what he wants.
Thats how I read it, but you explained it better than I did...
ThEGr33k
07-05-09, 06:42 PM
If i can get FC at 17 with 1 years no claims for £350 with a £100 excess it should be to hard for some one with a few more years NCB to get it for under 200
How the hell... Man it must be my "high risk" aka rip them off job. Sigh.
Jamiebridges123
07-05-09, 06:49 PM
If i can get FC at 17 with 1 years no claims for £350 with a £100 excess it should be to hard for some one with a few more years NCB to get it for under 200
How sir..
BanditPat
07-05-09, 06:50 PM
How sir..
I'm guessing being up north with only sheep helps. Locked garage, club member. I don't know. Cheap insurance for people up here generally I think. Working where the car park is fenced off with police armed to the teeth helps maybe.
If i can get FC at 17 with 1 years no claims for £350 with a £100 excess it should be to hard for some one with a few more years NCB to get it for under 200
who are you with cause that seems very cheap.
Dave20046
07-05-09, 06:54 PM
Now i have to ask, Magnum-have you ACTUALLY test rode a sv or triple yet?? as ok you may like the LOOK of a bike but doesnt mean you'll like the feel etc
Triples are AMAZING
But like g2dizzy said - he was glad he had 4 years sv experience under his belt before taming the triple. I really do think you should go for the sv for atleast your first big bike year magnum. The cheapness to run factor + the way they perform while restricted is a massive plus.
BanditPat
07-05-09, 06:55 PM
who are you with cause that seems very cheap.
That was a quote on gocompare and it was with MCE. I wouldnt insure fully comp I was just curious.
If you can afford to buy and insure a street triple, I say go for it. F*ck the doubters, it's your brass and I reckon you'd be happier for longer with a street triple, it's a right bike. Probably worth saving that bit extra and getting an "R" though if you're going to go for it.
Now i have to ask, Magnum-have you ACTUALLY test rode a sv or triple yet?? as ok you may like the LOOK of a bike but doesnt mean you'll like the feel etc
Nope. but i would do my best to try out both first. This thread is just for my idea of thinking about one, not saying that i was 100% going to go for it. If i really was then i would try one first.
Ive just heard nothing but good things about the bike being near enough perfect all over by anyone thats ridden it and from reviews. I wont be getting one for at least a year though.
if thats the bike you want and you can get good insurance on it i'd say why the hell not just remember that you might drop it and it's probably gonna cost being a trumpet.
ThEGr33k
07-05-09, 07:59 PM
I'm guessing being up north with only sheep helps. Locked garage, club member. I don't know. Cheap insurance for people up here generally I think. Working where the car park is fenced off with police armed to the teeth helps maybe.
Naaa it dont... I tell them that I live on a base with armed guards and 15 foot electrified fencing, 24hour CCTV coverage of the whole site, dog patrols and they dont care. Oh and the base is Fylingdales if you care to know :rolleyes:
I suspect the £350 was a wrong quote to be honest. A shame I got to admit but still. :(
BanditPat
07-05-09, 08:03 PM
Naaa it dont... I tell them that I live on a base with armed guards and 15 foot electrified fencing, 24hour CCTV coverage of the whole site, dog patrols and they dont care. Oh and the base is Fylingdales if you care to know :rolleyes:
I suspect the £350 was a wrong quote to be honest. A shame I got to admit but still. :(
There the kind of quotes i get through the phone as well. Never had a problem with insurance but then again I live in one of the most sparsely populated places in england.
That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.
Not dropped mine yet...although I am tempting fate so crash bungs on the way! ;)
@Maggers - Stick with the CG for another year?!? I definitly wouldn't get TPO. I know you have a sound argument with the cost etc outweighing a new bike, but imagine insuring your bike for TPO then the next day it gets robbed? Straight away you're out of pocket massively!
Nope. but i would do my best to try out both first. This thread is just for my idea of thinking about one, not saying that i was 100% going to go for it. If i really was then i would try one first.
Ive just heard nothing but good things about the bike being near enough perfect all over by anyone thats ridden it and from reviews. I wont be getting one for at least a year though.
You've not got much chance of a test ride at 17,18,19 or 20 for that matter. No full power licence, no experiance, no chance. I Tried with the GSXR but they wouldn't because i was under 21.
After i found that out i did as much research as possible, phoned as many insurance companies for quotes as possible and made sure it was possible to afford one.
I thought i was/am abit stupid for getting a GSXR600 already even with 3years riding experiance but i did it and i'm still here to tell the tale :). I think your running before you can walk, slow down a little and enjoy the build up to a bigger/better bike rather than just buying the best you can and cutting the balls off of it by restricting it.
I celebrated the end of my restriction by buying the most powerful bike i could :D, i did cheat on my restriction though 6 months early (shame on me) ;)
yorkie_chris
07-05-09, 08:09 PM
Claiming for theft is mental.
Take £1000 worth of SV.
£500 insurance premium
£250 excess.
Nicked, you get £750, your next years cover is £1000, the year after, £750. The insurance co win either way if your cover isn't very cheap, or the claim a massive wedge.
BanditPat
07-05-09, 08:14 PM
Could get a 250 till you have a years no claims Mag? Only cost me an extra £20 on the insurance when I passed for my 250.
yorkie_chris
07-05-09, 08:15 PM
Or a GPZ500S. I'll even sell you one...
plowsie
07-05-09, 08:54 PM
Don't get a restricted IL4, so poor :( lol. Something with torque low down is what you want, I haven't seen the ST figures. But, if YC says its better, it will be :lol:
yorkie_chris
07-05-09, 08:55 PM
GPZ5 isn't an IL4 they're a twin. Restrict nice enough, easy to chuck about, great economy, cheap insurance. Wanna buy it yet?
gpz5 are nice little bike's bit old hat now but still id have one over a gs500 or the cb500 any day.
plowsie
07-05-09, 09:00 PM
GPZ5 isn't an IL4 they're a twin. Restrict nice enough, easy to chuck about, great economy, cheap insurance. Wanna buy it yet?
Hence not quoting you, or were you not quoting me not quoting you, merely shining the 4rse off your GPZ500 that you have for sale currently in the garage for how much Chris?
Import Hornet250 (http://www.hondahornet.co.uk/250spec.html) with the fat rear tyre. Looks like a Hornet. On 33bhp I'd be thinking about something like that, but then the SV650 is a popular choice so it can't be bad.
Import Hornet250 (http://www.hondahornet.co.uk/250spec.html) with the fat rear tyre. Looks like a Hornet. On 33bhp I'd be thinking about something like that, but then the SV650 is a popular choice so it can't be bad.
brother had a hornet 250 was a ****in great little bike screamed it's nut's of too lol :cool:
plowsie
07-05-09, 09:01 PM
There is no doubt, the SV is one of the best bikes to restrict out there, has a lot to learn from on it and then also, once restriction is up, you soon get something else out of it :)
BanditPat
07-05-09, 09:05 PM
I know where there's a hornet 250 for sale. F*cking expensive though for what it is.
I know where there's a hornet 250 for sale. F*cking expensive though for what it is.
cause thyre good ;)
Im still going for the SV. I wasnt considering the street triple because i dislike the SV, i still think its a great bike.
plowsie
08-05-09, 06:58 AM
Be interesting to compare the two though.
Be interesting to compare the two though.
If its anything like the daytona then itl make the sv seem like a sofa, the daytona nd sv are totally different bikes so should imagine the triple and sv will be.
Dave20046
08-05-09, 09:24 AM
If its anything like the daytona then itl make the sv seem like a sofa, the daytona nd sv are totally different bikes so should imagine the triple and sv will be.
No the triple is pretty comfy, the riding position is different from the daytona. The triple felt very similar to my naked sv, (until I moved my right hand).
If its anything like the daytona then itl make the sv seem like a sofa, the daytona nd sv are totally different bikes so should imagine the triple and sv will be.
Ive heard the street triple has one of the best and most erganomic riding positions around. The only problem is the hard seat (but im sure theres aftermarket seats around?)
Also aparantly the daytona positions your body over the front of the bike because the handlebars seem very low, so i can imagine its not that comfy.
plowsie
08-05-09, 09:46 AM
If its anything like the daytona then itl make the sv seem like a sofa, the daytona nd sv are totally different bikes so should imagine the triple and sv will be.
I meant, engine, power delivery more. Not the dent my ar$e will make in the seat ;)
dizzyblonde
08-05-09, 09:47 AM
Ive heard the street triple has one of the best and most erganomic riding positions around. The only problem is the hard seat (but im sure theres aftermarket seats around?)
.
A friend of mine has a street triple. He looks like hes sat up in the clouds as hes quite tall lol. He looks very at ease on it.
As for the seat, he only complained about the seat after a tour of Europe on it, never heard of him complain about it any other time.
Yer the seats on the 675's arent comfy, ive got gel seat on mine .:cool:
Brakes are fantantastic (then again anything is compared to the sv's lol, engine is awesome, likes to be revved, good site for info :
triumph675.net
Yer the seats on the 675's arent comfy, ive got gel seat on mine .:cool:
Brakes are fantantastic (then again anything is compared to the sv's lol, engine is awesome, likes to be revved, good site for info :
triumph675.net
Was there a reason why you went for a faired daytona rather than the naked street?
Dave20046
08-05-09, 10:07 AM
girls like pretty things
As do I...would be a hard choice
girls like pretty things
As do I...would be a hard choice
LOL! ermm no!!
I dont like naked bikes and i loved the look of the SE 675 :cool:
Dave20046
08-05-09, 10:16 AM
I rest my case :razz:
Also aparantly the daytona positions your body over the front of the bike because the handlebars seem very low, so i can imagine its not that comfy.
Yes, the bars are low. But I don't have any problems - I can ride mine all day and not have any aches - suppose I'm used to it - but you develop thunder thighs as you have to have a good knee grip to avoid weight on your wrists. I also like riding with the tank bag on so I can lean on it. I got on a Tiger a few months back and couldn't get used to being so upright, thought 'how the hell am I supposed to ride this???'
I got on a Tiger a few months back and couldn't get used to being so upright, thought 'how the hell am I supposed to ride this???'
I regularly go from an SVS to a cruiser. I can never work out where to put my feet after setting off.
Incidentally, magnum, get a cruiser. Comfortable, laid back, so much torque you don't notice that its only got 33bhp, and frankly, who cares, they're not for going fast anyway. Insurance is cheaper cos statistically there are fewer crashes, and there will be no doubt that you are a real biker with a real bike like that. And still a v-twin, just like an SV. Make an entrance when you turn up anywhere. Get some big burly mates cos you'll need them for help when you drop it :cool::smt081:rolleyes:
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