Mervin
14-10-04, 11:05 PM
So I've been hit by an unisured cage driver. He's off to court for the offence, but I'm gonna be out of pocket by about £300 - £400 for the repairs. I have a couple of options that I can see:
1. I claim through my own insurance. Lose any no claims and raise my premium. Not relly worth it as my excess is £200 anyway.
2. Claim fron the unisured **** via a civil claim that will probably take 18 - 24 months to resolve. He's a skint pikey **** anyway so it'll be £2 a week job.
Both of these are bollox and I'm inclined to fork out for myself.
I heard a while back that there was some sort of Insurance Bureau that all insurance companies pay into to assist people on my position. Does this thing exist? Is there some other option that I havent thought of?
Help.........?
1. I claim through my own insurance. Lose any no claims and raise my premium. Not relly worth it as my excess is £200 anyway.
2. Claim fron the unisured **** via a civil claim that will probably take 18 - 24 months to resolve. He's a skint pikey **** anyway so it'll be £2 a week job.
Both of these are bollox and I'm inclined to fork out for myself.
I heard a while back that there was some sort of Insurance Bureau that all insurance companies pay into to assist people on my position. Does this thing exist? Is there some other option that I havent thought of?
Help.........?