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SV650.org - SV650 & Gladius 650 Forum (http://forums.sv650.org/index.php)
-   Bikes - Talk & Issues (http://forums.sv650.org/forumdisplay.php?f=129)
-   -   How many of you declare your bike mods (http://forums.sv650.org/showthread.php?t=155346)

barwel1992 29-07-10 08:02 PM
How many of you declare your bike mods
 
How many of you declare all of you bike mods ?

and if you only declare some mods what mods do you not declare

G 29-07-10 08:04 PM
Re: How many of you declare your bike mods
 
Your not insured if you don't. I can't imagine anyone is going to admit to it, although some may be silly enough too.

Milky Bar Kid 29-07-10 08:05 PM
Re: How many of you declare your bike mods
 
Always. Hate the thought of the insurance companies weasiling out of a payment!

barwel1992 29-07-10 08:06 PM
Re: How many of you declare your bike mods
 
Quote:
Originally Posted by G (Post 2331794)
Your not insured if you don't. I can't imagine anyone is going to admit to it, although some may be silly enough too.
i was told to day by MCD to not bother with stuf like indicators

andrewsmith 29-07-10 08:08 PM
Re: How many of you declare your bike mods
 
not giving the insurers an inch.
it depends upon what it is and if the insurer wants to know about it. But still try and declare them all

Jamesy D 29-07-10 08:08 PM
Re: How many of you declare your bike mods
 
Quote:
Originally Posted by Milky Bar Kid (Post 2331795)
Always. Hate the thought of the insurance companies weasiling out of a payment!
How much does it hike up your premiums, if you know the difference?

If I knew all of the mods on my SV I could declare them...but I'm still stumbling upon new ones when I explore the bike.

Milky Bar Kid 29-07-10 08:09 PM
Re: How many of you declare your bike mods
 
Unless they majorly affect performance, they don't tend to affect the premium that much in my experience.

the_lone_wolf 29-07-10 08:14 PM
Re: How many of you declare your bike mods
 
Of the two people I know who work in insurance, neither declare the mods on their own bikes, short of you boring out the engine to a litre or fitting an entirely new frame from another bike your claim won't be rejected because you haven't declared the mods...

Make of that what you will, Adrian Flux only ask you to declare mods to the engine, frame or fairing which is sensible

barwel1992 29-07-10 08:14 PM
Re: How many of you declare your bike mods
 
from what i can gather its all a bit of a mess when in comes to mods one company didn't care and sead they just put modded on the policy, MCD didn't care about the small things. and some other company my dad rung wanted to know them all and apparently the bloke sounded shocked when my dad told him what had been done. none of them mods have increased the price though

andrewsmith 29-07-10 08:16 PM
Re: How many of you declare your bike mods
 
Quote:
Originally Posted by the_lone_wolf (Post 2331819)
Of the two people I know who work in insurance, neither declare the mods on their own bikes, short of you boring out the engine to a litre or fitting an entirely new frame from another bike your claim won't be rejected because you haven't declared the mods...

Make of that what you will, Adrian Flux only ask you to declare mods to the engine, frame or fairing which is sensible
Have heard that one on the mods


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