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Old 15-03-08, 08:08 AM   #1
Frank
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Default Warning:the banks have changed their tactics

Right can I presume that every one knows about the ?30 plus bank letter about your ?5 overdraft, and how thousands of people have claimed it back from the robbing gits,as an exesive charge.Be aware,some of them have changed their tactics to get over this.
I let my son use a spare account that I had,for his wages,untill he could get his own set up.He now has his own up and running so I went into the bank in the week to transfer his funds across to his own account.I left ?20 in the account to cover any late payments he had made,and left it at that.
Yesterday I received a letter saying that I was 9p overdrawn and that the following charges would now apply.
?15 a month for an Unplanned overdraft
Less than ?25 overdrawn........?6 a day cost
?25 to ?100 overdrawn..........?15 a day cost
more than ?100....................?20 a day

9p overdrawn had cost me ?33.00 in 3 days

what the **** do they think they are playing at.
I have 3 buissness acounts and various other accounts with thousands going through everweek ,and they still try to rip me off.
Lucky for me I have the direct number for the senior account manager ,so a phone call put it right,But they were very good at making it look like they were doing me a favour.
today I will mostly be moving banks
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Old 15-03-08, 08:26 AM   #2
K
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Default Re: Warning:the banks have changed their tactics

And people wonder why my matteress is so lumpy!
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Old 15-03-08, 08:58 AM   #3
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Default Re: Warning:the banks have changed their tactics

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Originally Posted by K View Post
And people wonder why my matteress is so lumpy!
.
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Old 15-03-08, 09:10 AM   #4
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Default Re: Warning:the banks have changed their tactics

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Originally Posted by K View Post
And people wonder why my matteress is so lumpy!
you have the year old body of your bank manager shoved in there?

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Old 15-03-08, 09:35 AM   #5
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Default Re: Warning:the banks have changed their tactics

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Originally Posted by the_lone_wolf View Post
you have the year old body of your bank manager shoved in there?

I thought the people behind the counter at my local bank were looking younger these days - but that is just rediculous.
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Old 15-03-08, 07:00 PM   #6
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Default Re: Warning:the banks have changed their tactics

I hate my bank, would change but they're all the bloody same!!
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Old 15-03-08, 07:44 PM   #7
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Default Re: Warning:the banks have changed their tactics

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I hate my bank, would change but they're all the bloody same!!
First direct get a lot of good press from their customers.
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Old 15-03-08, 08:43 PM   #8
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Default Re: Warning:the banks have changed their tactics

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First direct get a lot of good press from their customers.
Yep, always been very good.

Once they even spotted a fraudulent transaction on my account and began the process of refunding me before I'd even noticed it myself.
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Old 15-03-08, 08:43 PM   #9
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Default Re: Warning:the banks have changed their tactics

I shall investigate then, cheers.
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Old 17-03-08, 09:24 AM   #10
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Default Re: Warning:the banks have changed their tactics

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Originally Posted by K View Post
And people wonder why my matteress is so lumpy!
I feel an opportunity was missed here, so would like to redress the balance.....


I didn't know, but can I find out?
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