One In Five Young Drivers Uninsured - SV650.org

Lissa · 26-08-09, 04:48 PM

Heard this on the news today and quite frankly found it horrifying!

http://www.google.com/hostednews/ukp...em9LuFivAAntuw

As for them 'not knowing insurance was needed' ! Honestly, does anyone really believe that?

How do you feel about these statistics and about the possibility of being hit by an uninsured driver?

Mr Speirs · 26-08-09, 04:51 PM

I was really really shocked!! Heard it on Radio 1.

The young guy said: 'I couldn't afford it, but I knew I was a good and safe driver'

What a knob!!!

26-08-09, 04:51 PM

Im not one of them (luckily, im a good boy)

But i can see why young people do it, my first ever car insurance, £2000! TPFT on a 1.4 8v bog standard 1998 ford escort worth £1000 if that.

And being hit by an uninsured driver also worries me as i dont really know much about it and how much protection (law, me getting paid for the damage etc) there is for me if i am hit by one

dirtydog · 26-08-09, 04:53 PM

TBH it doesn't surprise me in the least. Friends of kitkats daughter at college haven't got a clue about MOT tax etc.

The other thing is some may see it as an acceptable risk considering the cost of insurance and the likely fine. Insurance is incredibly high for young drivers. Here's an example my ex's son bought an old Pug 205 (1.1 engine) as his 1st car last year and the insurance was over £1400 TPFT and that was after he had done the passplus course and car kept on his driveway

ophic · 26-08-09, 04:55 PM

the problem is the punishment for being uninsured is a fine which is a fraction of the cost of the actual insurance. And that's only if you're caught. So it boils down to a simple financial decision - one which the powers that be appear to be too stupid to address.

26-08-09, 04:58 PM

Not surprised one bit, have you seen how much it costs?? It wont go down until you have experience but you cant get the experience because you cant afford to pay for the insurance in the first place. Make the insurance cheaper and you'll lower the number of people with out insurance.

Biker Biggles · 26-08-09, 05:08 PM

Who makes up these figures,and how do they know?
Reminds me of the t0sser who claimed that a huge proportion of bikers didnt pay their road tax.That was complete carp as well.

Wideboy · 26-08-09, 05:10 PM

not surprised, my 1st car was a straight 95 1.5 diesel 106..... slow as fark and i had to pay £1600 TPFT

26-08-09, 05:15 PM

The cheapest way to get on the insurance ladder is to run an old banger on classic insurance.

Guaranteed to learn some basic maintenance then, too

26-08-09, 05:16 PM

Quote:

Originally Posted by Jabba

The cheapest way to get on the insurance ladder is to run an old banger on classic insurance.

Guaranteed to learn some basic maintenance then, too

But then there's the problem of it potentially not being reliable enough to use for commuting

26-08-09, 04:48 PM	#1
Lissa Just Ballast Mega Poster Join Date: Feb 2006 Location: Rugby, South Mids Group Posts: 4,381	One In Five Young Drivers Uninsured Heard this on the news today and quite frankly found it horrifying! http://www.google.com/hostednews/ukp...em9LuFivAAntuw As for them 'not knowing insurance was needed' ! Honestly, does anyone really believe that? How do you feel about these statistics and about the possibility of being hit by an uninsured driver? __________________ If It's Too Loud, You're Too Old! I'd Rather Have Two Big Bangs Than Four Little Strokes

26-08-09, 04:51 PM	#2
Mr Speirs Member Mega Poster Join Date: Jul 2008 Location: Northampton Posts: 2,218	Re: One In Five Young Drivers Uninsured I was really really shocked!! Heard it on Radio 1. The young guy said: 'I couldn't afford it, but I knew I was a good and safe driver' What a knob!!! __________________ Smokey Black Burnty 02 - Racetech Smoulderlators + .90kg BBQ Springs, zx10r shockingly toasted, Conti Road Attacks heat up very nicely, R&G Crash Bungs but what f**king use are they, No Colour Matched Hugger, Flame Extenda, Beowulf Titainium Oval Flame Thrower.

26-08-09, 04:51 PM	#3
Holdup Guest Posts: n/a	Re: One In Five Young Drivers Uninsured Im not one of them (luckily, im a good boy) But i can see why young people do it, my first ever car insurance, £2000! TPFT on a 1.4 8v bog standard 1998 ford escort worth £1000 if that. And being hit by an uninsured driver also worries me as i dont really know much about it and how much protection (law, me getting paid for the damage etc) there is for me if i am hit by one Last edited by Holdup; 26-08-09 at 04:52 PM.

26-08-09, 04:53 PM	#4
dirtydog Knob faced knobster Mega Poster Join Date: Jan 2005 Location: Haslemere Posts: 5,422	Re: One In Five Young Drivers Uninsured TBH it doesn't surprise me in the least. Friends of kitkats daughter at college haven't got a clue about MOT tax etc. The other thing is some may see it as an acceptable risk considering the cost of insurance and the likely fine. Insurance is incredibly high for young drivers. Here's an example my ex's son bought an old Pug 205 (1.1 engine) as his 1st car last year and the insurance was over £1400 TPFT and that was after he had done the passplus course and car kept on his driveway __________________ 2011 Speed Triple 1050

26-08-09, 04:55 PM	#5
ophic Member Mega Poster Join Date: Jan 2004 Location: Whyteleafe Posts: 3,395	Re: One In Five Young Drivers Uninsured the problem is the punishment for being uninsured is a fine which is a fraction of the cost of the actual insurance. And that's only if you're caught. So it boils down to a simple financial decision - one which the powers that be appear to be too stupid to address. __________________ Silver SV650SK3, Fuel exhaust

26-08-09, 04:58 PM	#6
BanditPat Guest Posts: n/a	Re: One In Five Young Drivers Uninsured Not surprised one bit, have you seen how much it costs?? It wont go down until you have experience but you cant get the experience because you cant afford to pay for the insurance in the first place. Make the insurance cheaper and you'll lower the number of people with out insurance.

26-08-09, 05:08 PM	#7
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	Re: One In Five Young Drivers Uninsured Who makes up these figures,and how do they know? Reminds me of the t0sser who claimed that a huge proportion of bikers didnt pay their road tax.That was complete carp as well. __________________ On a clear day we stand there and look further than the ordinary eye can see.

26-08-09, 05:10 PM	#8
Wideboy Evel Knievel Mega Poster Join Date: Jun 2007 Location: Eastleigh Posts: 4,641	Re: One In Five Young Drivers Uninsured not surprised, my 1st car was a straight 95 1.5 diesel 106..... slow as fark and i had to pay £1600 TPFT __________________ 05 DRZ400E RIP hovis

26-08-09, 05:15 PM	#9
Jabba Guest Posts: n/a	Re: One In Five Young Drivers Uninsured The cheapest way to get on the insurance ladder is to run an old banger on classic insurance. Guaranteed to learn some basic maintenance then, too

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