Specialist Mortgage Broker/Provider - SV650.org

15-09-10, 07:13 PM

OK, I'm looking to change from my current interest only mortgage on my flat to a repayment type.

However my cicrcumstances are slightly different in that I'm an Expat (but based on a UK contract) and also rent the property out whilst I work away. It is my sole property, so I'd prefer not to pay rental/investment type ROI.

So does anyone know of any suitable brokers or providers that could offer something suitable for my situation?

15-09-10, 08:06 PM

Stick with your existing lender if you can. No paperwork, very few questions and less fees.

Dave20046 · 15-09-10, 08:53 PM

london and country mortgages are supposed to be good, might be worth giving them a ring about it?

15-09-10, 08:55 PM

I used to be a mortgage broker when they were giving mortgages away but that scenario would have been a nightmare back then, never mind in today's market!

15-09-10, 11:16 PM

Interest only mortgages allow to make repayments any time you want, just stick in what you can when you can. When did you take out the existing mortgage? Chances are it is on a much better rate than you can get in todays market.

16-09-10, 05:41 AM

Quote:

Originally Posted by bris

Interest only mortgages allow to make repayments any time you want, just stick in what you can when you can. When did you take out the existing mortgage? Chances are it is on a much better rate than you can get in todays market.

There was me thinking rates were low at min because BoE rates are low.

punyXpress · 16-09-10, 10:24 AM

They are on any interest paid to you.

BoltonSte · 16-09-10, 11:26 AM

I'll send you a pm for who I use when I get back tonight Tim.

No fees to them from you, they claim it off the provider (there will be fees associated with the new mortgage though). They have some affiliation with Nationwide, but don't push their products. They are a friend of a friend and when we've used them have been spot on. Going through options, providing you with a full report from meetings and options discussed etc...

Ste

15-09-10, 07:13 PM	#1
Tim in Belgium Guest Posts: n/a	Specialist Mortgage Broker/Provider OK, I'm looking to change from my current interest only mortgage on my flat to a repayment type. However my cicrcumstances are slightly different in that I'm an Expat (but based on a UK contract) and also rent the property out whilst I work away. It is my sole property, so I'd prefer not to pay rental/investment type ROI. So does anyone know of any suitable brokers or providers that could offer something suitable for my situation? Last edited by Tim in Belgium; 15-09-10 at 07:15 PM.

15-09-10, 08:53 PM	#3
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Re: Specialist Mortgage Broker/Provider london and country mortgages are supposed to be good, might be worth giving them a ring about it? __________________

15-09-10, 11:16 PM	#5
bris Guest Posts: n/a	Re: Specialist Mortgage Broker/Provider Interest only mortgages allow to make repayments any time you want, just stick in what you can when you can. When did you take out the existing mortgage? Chances are it is on a much better rate than you can get in todays market.

16-09-10, 10:24 AM	#7
punyXpress Member Mega Poster Join Date: Feb 2008 Location: Riding, North Posts: 2,664	Re: Specialist Mortgage Broker/Provider They are on any interest paid to you. __________________ Was: K2 naked in rapid yellow - gone to a better? place Now: Street Triple R

16-09-10, 11:26 AM	#8
BoltonSte Member Mega Poster Join Date: Aug 2003 Location: Back in Bolton Posts: 1,010	Re: Specialist Mortgage Broker/Provider I'll send you a pm for who I use when I get back tonight Tim. No fees to them from you, they claim it off the provider (there will be fees associated with the new mortgage though). They have some affiliation with Nationwide, but don't push their products. They are a friend of a friend and when we've used them have been spot on. Going through options, providing you with a full report from meetings and options discussed etc... Ste __________________ Had an SV or three. Street triple R - gone but not forgotten. Now trying the lunacy that is KTM with a Superduke GT. for the pillion capability of course.

15-09-10, 08:06 PM	#2
WeegieBlue Guest Posts: n/a	Stick with your existing lender if you can. No paperwork, very few questions and less fees.

15-09-10, 08:55 PM	#4
WeegieBlue Guest Posts: n/a	I used to be a mortgage broker when they were giving mortgages away but that scenario would have been a nightmare back then, never mind in today's market!

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