Bike knocked over by wind - insurance cover?

[Dave20046]

Originally Posted by DanAbnormal

Right. Told her to get stuffed as she caused the problem in the 1st place.

Furthermore, upon very close inspection, my bike has no damage other than a scraped bar end and slightly scuffed rear panel (which was already scuffed from my friend reversing into me a while ago).

She has taken my reg etc and threatened with police, saying it was a hit and run. Lol!! Funny how a bike can all of a sudden ride itself. She really is a prize plonker.

Have requested CCTV from security to see if there is any proof of my bike falling over onto her car. When I went outside to pick it up it was just on the floor.

Thank god for R&G's!

EDIT: I forgot to mention that she wants £300 for damage to her vehicle if I don't want to go down the insurance route. Apparently she phoned a gargage, explained the damage and they told her over the phone. I asked for the garages number but funny that she couldn't remember even the name of the garage.

The smell of BS is choking me.

slap her around a bit.

She's trying to take you for a ride, no garage gives an estimates over the phone especially not imaginary ones. She probably pushed ya bike over by the sounds of it. I'd wait see what security say if there's no cctv coverage then I'd complain to the company and perhaps the police, say she's been harassing you likely trying to con you. then kick her car in

Kick her in the c***.


Job done.

Originally Posted by speedplay

Kick her in the c***.


Job done.

Sounds like you are good friends with all your co-workers btw

Jeez- who IS this person?

Where the hell do you work?!!

[Nobbylad]

Actually, I bet she isn't fit.

[rockster]

I'm not sure insurance would class this as your fault anyway - assuming you parked normally then isn't this the wind's fault and anyone who suffers damage needs to claim off their own insurance? I'm sure I heard something similar when someone's car door was blown into another car by a gust of wind - the third party had to claim on their own insurance as the person in the first car hadn't been 'negligent' in the way they opened their door. Could be wrong though.

Use the insurance terminology, BECAUSE IT WAS THE WEATHER CONDITIONS IT WAS AN ACT OF GOD, i'm sure thats what they say when they absolve themselve's of laibility.

Originally Posted by Icanopit

Use the insurance terminology, BECAUSE IT WAS THE WEATHER CONDITIONS IT WAS AN ACT OF GOD, i'm sure thats what they say when they absolve themselve's of laibility.

+1,

[ophic]

Originally Posted by rockster

I'm sure I heard something similar when someone's car door was blown into another car by a gust of wind - the third party had to claim on their own insurance as the person in the first car hadn't been 'negligent' in the way they opened their door. Could be wrong though.

See i'd say they were negligent by definition. If you open your car door and the wind catches it and it hits someone else's vehicle, you weren't being careful enough. Hence negligent. Still I seem to have a old school understanding of the english language

[rockster]

Originally Posted by ophic

See i'd say they were negligent by definition. If you open your car door and the wind catches it and it hits someone else's vehicle, you weren't being careful enough. Hence negligent. Still I seem to have a old school understanding of the english language

I tend to agree with your point - I get properly narked at the way some people throw their doors open without thought for the cars round about them (hence why I'm always the one parked furthest away from the supermarket in splendid isolation). This is why I'm always really careful opening my car door (holding on with both hands when it's windy!) but even still it happened to me once. Fortunately the bloke whose car I hit was fine about it (he said it was just another dent to add to his collection) but then someone told me this story which suggests it wouldn't have been classed as my fault anyway because I wasn't 'negligent'. Can't remember if it was a reliable source though.