How did you pay for your bike? - Page 2 - SV650.org

19-02-10, 04:59 PM

I had the cash for mine, as I don't like having loans, but they were doing a 0% finance deal and using that would improve my credit rating (which suffers if you've no loans), so I took the finance option. Put £1 down.

19-02-10, 05:53 PM

I did half and half. £2k cash rest on finance as I wanted something I needed to pay monthly to boost my credit score.

Wideboy · 19-02-10, 06:07 PM

cash, always

19-02-10, 06:16 PM

sv650s-cash
suzuki maurader125 cash
diablo -cash
virago 535-cash
sv650n-cash
vfr400-free
cagiva125-cash and rear tyre after a long time

gsxr750-cash

19-02-10, 06:22 PM

Well, i paid the £4k on my credit card to get the air miles then paid it off out my account.
Also saved carrying cash or cheque around and cos i paid it off straight away, no interest, just lovely air miles

.

DarrenSV650S · 19-02-10, 06:25 PM

Quote:

Originally Posted by injury_ian

Can I have the option of a 0% credit card...? Booyaka.

+1

Wideboy · 19-02-10, 06:29 PM

but they're clawing the money back off you somewhere, either in the price or servicing......... nothing is free!!

19-02-10, 06:48 PM

SV = Credit Card (which hung around a bit too long)
R6 = Cash + 0% credit card over 12 months (which I managed!)
DR350 = Cash
Daytona 675 = Cash
Gas Gas 400 = Cash

Any future bike will also be bought outright.

19-02-10, 06:57 PM

I buy everything with cash or bank transfer, after Uni I hated being in debt and out of control. I'd only use finance/loan if I needed a vehicle for getting to/from work but haven't been in this situation yet.

Everything else I do I have the cash for, or don't do it (excluding housing!!). This way I have no debts hanging over me, and I don't end up buying more expensive things/versions that I don't need for only 50 quid extra a month. Save to enjoy, you spend less in the long run and can do more

19-02-10, 06:57 PM

Quote:

Originally Posted by Wideboy

but they're clawing the money back off you somewhere, either in the price or servicing......... nothing is free!!

I put finance, wideboy I agree nothing is free however I got a 0% rate with a deposite and no last big payment. Servicing is some thing which needs to be done so cash card credit doesnt matter. Ooo did I mention I got 1000 off retail. I feel I got the best pssible deal when buying a new bike.

Scott

View Poll Results: How did you pay for your bike?
Cash	85	65.89%
Finance	34	26.36%
Loan	13	10.08%
Stole It	2	1.55%
It was a gift!	3	2.33%
Multiple Choice Poll. Voters: 129. You may not vote on this poll

19-02-10, 04:59 PM	#11
rpwoodman Guest Posts: n/a	Re: How did you pay for your bike? I had the cash for mine, as I don't like having loans, but they were doing a 0% finance deal and using that would improve my credit rating (which suffers if you've no loans), so I took the finance option. Put £1 down.

19-02-10, 05:53 PM	#12
TazDaz Guest Posts: n/a	Re: How did you pay for your bike? I did half and half. £2k cash rest on finance as I wanted something I needed to pay monthly to boost my credit score.

19-02-10, 06:07 PM	#13
Wideboy Evel Knievel Mega Poster Join Date: Jun 2007 Location: Eastleigh Posts: 4,641	Re: How did you pay for your bike? cash, always __________________ 05 DRZ400E RIP hovis

19-02-10, 06:16 PM	#14
davepreston Guest Posts: n/a	Re: How did you pay for your bike? sv650s-cash suzuki maurader125 cash diablo -cash virago 535-cash sv650n-cash vfr400-free cagiva125-cash and rear tyre after a long time gsxr750-cash

19-02-10, 06:22 PM	#15
Specialone Guest Posts: n/a	Re: How did you pay for your bike? Well, i paid the £4k on my credit card to get the air miles then paid it off out my account. Also saved carrying cash or cheque around and cos i paid it off straight away, no interest, just lovely air miles.

19-02-10, 06:29 PM	#17
Wideboy Evel Knievel Mega Poster Join Date: Jun 2007 Location: Eastleigh Posts: 4,641	Re: How did you pay for your bike? but they're clawing the money back off you somewhere, either in the price or servicing......... nothing is free!! __________________ 05 DRZ400E RIP hovis

19-02-10, 06:48 PM	#18
lukemillar Guest Posts: n/a	Re: How did you pay for your bike? SV = Credit Card (which hung around a bit too long) R6 = Cash + 0% credit card over 12 months (which I managed!) DR350 = Cash Daytona 675 = Cash Gas Gas 400 = Cash Any future bike will also be bought outright.

19-02-10, 06:57 PM	#19
Tim in Belgium Guest Posts: n/a	Re: How did you pay for your bike? I buy everything with cash or bank transfer, after Uni I hated being in debt and out of control. I'd only use finance/loan if I needed a vehicle for getting to/from work but haven't been in this situation yet. Everything else I do I have the cash for, or don't do it (excluding housing!!). This way I have no debts hanging over me, and I don't end up buying more expensive things/versions that I don't need for only 50 quid extra a month. Save to enjoy, you spend less in the long run and can do more

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