Insurance is a funny thing! - Page 2 - SV650.org

yorkie_chris · 23-10-08, 10:36 AM

It's not funny ... they're just all w4nkers after your money...

Drew Carey · 23-10-08, 10:46 AM

I was quite stunned with mine. Last year was £375 fully comp (no breakdown), originally my renewal from Express came in at £580, I expected an increase due to my claim, but not that much. I called express and the very lowest they said they could do was £480 with Breakdown.

I then started calling round, Carole Nash offered me £445 including the breakdown, so, called Express back, low and behold they offered me £430, including full UK & European breakdown and my excess has gone down drastically.

If you take the breakdown cover off and the £5 admin fee, it equates to......£375 so in effect I have stayed exactly the same and had a claim the was a total of £1600 ish damage.

My advice, phone a few up when the actual renewal is due, it makes a lot of difference on the date. Secondly, get the best quote elsewhere and see what renewal you then get. You have to remember, insurance companies use the money recieved to invest in the stock markets.....at the moment they are struggling......so you will find more companies fighting for the business. All in our favour me thinks.

yorkie_chris · 23-10-08, 10:47 AM

Why have you had a claim? Didn't someone go into back of you?

Drew Carey · 23-10-08, 10:48 AM

Quote:

Originally Posted by yorkie_chris

Why have you had a claim? Didn't someone go into back of you?

You may remember I tried to surf Motorway Tarmac at 70mph in February!!! lol

23-10-08, 10:56 AM

G,
Be careful! If your neighbour reads this he'd have a good case for suing you for defamation of character as you don't have any proof. Just happened to a friend of mine who accused someone of putting stuff on his credit card. He ended up settling out of court for 20 GRAND and he got off lucky!

I'd delete the above or at least change it so it reads differently.

C

Drew Carey · 23-10-08, 10:59 AM

Quote:

Originally Posted by Berlin

G,
Be careful! If your neighbour reads this he'd have a good case for suing you for defamation of character as you don't have any proof. Just happened to a friend of mine who accused someone of putting stuff on his credit card. He ended up settling out of court for 20 GRAND and he got off lucky!

I'd delete the above or at least change it so it reads differently.

C

Sorry, don't understand.....who's your post aimed at?
EDIT - PS - Just re-read OP post, understand now. Doh

G · 23-10-08, 11:18 AM

I'm speculating......not accusing.

If I had said it was a fact and published it in a paper then ......... I may be bothered lol

23-10-08, 11:46 AM

Got any more details about this guy who had to pay out £20k? It sounds a lot, I would have thought you could only claim actual impact/damage to you, rather than punitive damages?

Gazza77 · 23-10-08, 12:08 PM

Quote:

Originally Posted by muffles

I don't remember a major difference at 25, actually. Maybe a little better, but not huge! Luckily, I'm not 30 yet

23-10-08, 12:21 PM

Try these people. You might struggle with the Belfast accent!

http://www.adelaideinsurance.com/

23-10-08, 10:36 AM	#11
yorkie_chris Noisy Git Mega Poster Join Date: Apr 2007 Location: Halifax/Leeds Posts: 26,645	Re: Insurance is a funny thing!!! It's not funny ... they're just all w4nkers after your money... __________________ Currently Ex Biker Now rebuilding a 63' fishing trawler as a dive boat

23-10-08, 10:46 AM	#12
Drew Carey Not Fizzwheel Mega Poster Join Date: Jul 2007 Location: Brum Posts: 1,780	Re: Insurance is a funny thing!!! I was quite stunned with mine. Last year was £375 fully comp (no breakdown), originally my renewal from Express came in at £580, I expected an increase due to my claim, but not that much. I called express and the very lowest they said they could do was £480 with Breakdown. I then started calling round, Carole Nash offered me £445 including the breakdown, so, called Express back, low and behold they offered me £430, including full UK & European breakdown and my excess has gone down drastically. If you take the breakdown cover off and the £5 admin fee, it equates to......£375 so in effect I have stayed exactly the same and had a claim the was a total of £1600 ish damage. My advice, phone a few up when the actual renewal is due, it makes a lot of difference on the date. Secondly, get the best quote elsewhere and see what renewal you then get. You have to remember, insurance companies use the money recieved to invest in the stock markets.....at the moment they are struggling......so you will find more companies fighting for the business. All in our favour me thinks. __________________ My Bike Now Doesn't Have a Motor....Just Pedals!!!! Hovis RIP Buddy - 13/08/1975 - 03/10/2009 "Feckinnnn Unluckkeeeeeeee"

23-10-08, 10:47 AM	#13
yorkie_chris Noisy Git Mega Poster Join Date: Apr 2007 Location: Halifax/Leeds Posts: 26,645	Re: Insurance is a funny thing!!! Why have you had a claim? Didn't someone go into back of you? __________________ Currently Ex Biker Now rebuilding a 63' fishing trawler as a dive boat

23-10-08, 10:56 AM	#15
Berlin Guest Posts: n/a	Re: Insurance is a funny thing!!! G, Be careful! If your neighbour reads this he'd have a good case for suing you for defamation of character as you don't have any proof. Just happened to a friend of mine who accused someone of putting stuff on his credit card. He ended up settling out of court for 20 GRAND and he got off lucky! I'd delete the above or at least change it so it reads differently. C Last edited by Berlin; 23-10-08 at 10:58 AM.

23-10-08, 11:18 AM	#17
G Member Mega Poster Join Date: Apr 2007 Posts: 3,770	Re: Insurance is a funny thing!!! I'm speculating......not accusing. If I had said it was a fact and published it in a paper then ......... I may be bothered lol __________________ 6.67300 × 10-11 m3 kg-1 s-2 Last edited by G; 23-10-08 at 11:21 AM.

23-10-08, 11:46 AM	#18
muffles Guest Posts: n/a	Re: Insurance is a funny thing!!! Got any more details about this guy who had to pay out £20k? It sounds a lot, I would have thought you could only claim actual impact/damage to you, rather than punitive damages?

23-10-08, 12:21 PM	#20
Ed Guest Posts: n/a	Re: Insurance is a funny thing!!! Try these people. You might struggle with the Belfast accent! http://www.adelaideinsurance.com/

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Seen a funny thing today	Specialone	Idle Banter	4	28-04-09 09:19 PM
KTM RC(..A funny thing happened on the way to the theatre!	Pedrosa	Bikes - Talk & Issues	28	02-03-08 08:24 PM
Funny thing under seat	swordtail	SV Talk, Tuning & Tweaking	46	26-06-07 07:54 AM
another thing about insurance. help please?	jay boi	Bikes - Talk & Issues	1	02-05-07 08:10 PM
A funny thing happened in the petrol station....	Vfr400	Idle Banter	20	06-03-06 08:28 PM