Smeggons has turned to the dark side.

as much as i love my bike - and i really really do - sometimes its wonderful just to get up, shower, pick up keys and work bag, and leave. no planning to time for getting leathers on and off. no getting wet, and less boring journeys as you can have the radio on and no one can here you sing along! i know you cant filter, but sometimes when its torrential rain or its just one of those days or (like me) you need a reverse gear - its so worth it


no comment on choice of car however :P

[G]

Originally Posted by TazDaz

It was with 1yrs no claims when that year's policy started! For some strange reason the Rovers are dirt cheap insurance. To insure a 1.1 fiesta it was more than double (£1300).

Again Seggons, Rover POWER!

1 years experience and a years no claims discount can half a policy

Originally Posted by appollo1

£681 TPFT!!! OMG that is ridiculous.

As long as you are happy and can get around comfortably.

For a person of my age (and the power of the car ) that's pretty cheap considering I'm classed as high risk as is everyone under the age of 25.

Originally Posted by speedplay

wont be worth fitting the cam to that mate

Well I don't know, I have plans of trackdaying it at some point.

Originally Posted by Sean_C

Nice one Scott, looking to get a car soon myself. My best quote has been 1100 tpft so far, but on a comparison site. Any tips to get the price down? I've got my dad on quotes which takes off a good few hundred quid.

Consider your annual mileage, it knocked £18 off when going from 10K to 7K a year. Choice of car is critical because even though it maybe a 1.0L engine doesn't mean it will be cheap. For example I could put a Skoda Felicia 1.9D for the same price as the car I brought. Finally phone them up and when they say they cannot get it down any more they normally can. After all why would they want to sell you insurance for £500 when they can do it for £600.

Originally Posted by TazDaz

Again Seggons, Rover POWER!

Amen to that. Also the power of 4 gears.

Originally Posted by Graciepants

no comment on choice of car however :P

There's was me going to use it as a pulling magnet. Mind you if posh people with Beemers have small willys, what does my car say about me ay?

I'm after an Astra as it's a big enough car with a decent engine, but really low insurance group. Only 18 quid off for reducing mileage? Not worth it really, I'll be doing at least 10k I reckon.

Originally Posted by Sean_C

Only 18 quid off for reducing mileage? Not worth it really, I'll be doing at least 10k I reckon.

but if you're dirt broke like me, £18 is over one tank of petrol for my bike, so it really is worth it if you dont really have to money to spend. then again i cant relaly talk as my last car was a 2.0l petrol golf gti and cost a fortune to insure! lol

Yes, fair enough, but I don't feel like lying about the mileage I'd do for the sake of £18 difference.

Originally Posted by Sean_C

Yes, fair enough, but I don't feel like lying about the mileage I'd do for the sake of £18 difference.

i dont think he lied - i tihnk he just thought about it - its so much easier just to round it off to 10k when you know its somewhere near there (>5k) and not actually work it out!

Whatever the case is, I've worked out I'd do 12k a year, so I'll just have to see what the quotes say as I can't get round that aspect of it.

I dont know how young-uns afford insurance these days, its extortinate.
When i first passed my test in 89' it was the height of the car theft era in my city so premiums were inflated even then, i paid about £300 tpft for a mini back then and considering wages were less than £80 a week it seemed very high.
But now its got ridiculous, some kids paying £2k for a car worth £2k, madness.
Phil

It's strange that I'm with Express Insurance for both car and bike. On the bike I said 10k and the bloke on the other end of the phone said anything over 8k is classed as unlimited. Yet with a car they need to know your annual mileage.