lets talk insurance..(renewal price difference)

Originally Posted by andyaikido

I'm in a similar boat to you Kwak, but my insurance prices are way higher than yours. When shopping around for insurance I have to assume I will lose my claim and can only quote 2 years NCB instead of 5 untill the case is resolved, and that's not going to be any time soon.

Good of your insurer to refund anything you over pay should your claim be successful, I have to go with a new insurer this year so I doubt I will get the difference back should my claim go in my favour.

My renewal came in at £1200!!! For TPFT!!! That's over three times what I paid last year.

This year Bennetts have been consistantly cheapest over a range of different bikes despite my sh1tty circumstances.

hey andyaikido if you swap insurance company's which i recommend you do they have to give you a part refund if you can prove your NCB when your claim is settled, i'm in **** street with mine at the moment and i too think mine is going to go the 50/50 route in which case i loose my bonus anyhow.

Originally Posted by furrybean

If it help Kwak, I got my new insurance just with Simply that did me £170 for TPFT and legal plus TF on any other bike, Thats me at 24 with only one years NCB.

HTH mate

i'll give them a try mate.

Originally Posted by kwak zzr

hey andyaikido if you swap insurance company's which i recommend you do they have to give you a part refund if you can prove your NCB when your claim is settled, i'm in **** street with mine at the moment and i too think mine is going to go the 50/50 route in which case i loose my bonus anyhow.

My accident was only 1 month before my policy was due for renewal so no refund for me.

Originally Posted by mattSV

Just got my renewal quote from Carole Nash - £227.47 - just need to check if it covers non-legal cans

Bennetts were cheapest last year, however they do not cover me for any bike, so I got Carole Nash to match them last year - think I paid about £250

do they do a discount for ugly people with no sense of humour then?

Originally Posted by andyaikido

My accident was only 1 month before my policy was due for renewal so no refund for me.

no i dont think you get me? what i'm saying is if you take out new insurance now with your 1 years bonus and your claim is settled in your favour your old insurance company will send you a letter giving your years you lost back, pass this letter on to your new insurance company and they have to re calculate your premium and refund what you over paid.

Just for the fun of joining in as have just renewed mine....

Age37, K5 SV650s, 3 yrs NCB for bike £130 fully comp with one accident in 2005 when some old bugger wrote off my beloved Bandit . When searching, phoning and surfing for quotes I got prices that varied hugely, from £100.00 to over £700. It really does pay to phone around.

whats up'd mine is going from the 650 to the 1000.

[mattSV]

Originally Posted by kwak zzr

how many years NCB have you got mattsv?

6 years NCB, age 37, bike garaged

[mattSV]

Originally Posted by Quiff Wichard

do they do a discount for ugly people with no sense of humour then?

No, so there is no point you even asking for one

Originally Posted by mattSV

6 years NCB, age 37, bike garaged

mine sounds about right then at £262.00 comp