some little tw*t has keyed the missus' car at work - legal advice plz

[Luckypants]

Originally Posted by Paul the 6th

also, vic's car insurance is up for renewal in 3 days - she was planning to switch to directline who's quote was around £200 compared with her current insurer (tesco) of £550. If she does have to claim, there's gonna be alsorts of grief over which insurer's responsibility it is, and she'll lose her NCB.

Not sure on the rest, but this I can help with. There is not problem over which insurer has responsibility, it is the insurer who was insuring the car on the date of the incident, i.e. her current insurer.

As to losing her NCB, she will lose two years most likely (if she has full NCB) but she may get that back if there is clear evidence of who the perp is (CCTV right?) and the insurance co can claim back all the money from the perp's parents. Not too sure about this.

[Paul the 6th]

Originally Posted by BluePete

You need to wait and see if the Cops arrested the little darling. You should make an official complaint of damage and insist it is dealt with. If he is convicted at court, you should be awarded comensation. However, this will probably be paid at £1.50 a week!

Private prosecution? Satisfying maybe, but realistically, do the familly have the means to pay?

He should be arrested certainly, but I doubt you will get what you want out of it.

Pete

cheers pete, exactly the kind of advice I was after. Gonna have a proper look at it when I get in and take photo's etc. If it's just on the surface then a good few hours and a dolop of elbow grease & t-cut could sort it. If not it'll have to wait.

I'm guessing I'd have to pop into the main police station to make a complaint if the police decide not to prosecute? Never really had any legal dealings (other than with the taxman, and I won) so I'm a bit clueless when it comes to this stuff.

[Paul the 6th]

where's ed when you need help? Ed!

[Dave20046]

Ah that's a good point ophic. You mean pay the excess, get it sorted and claim it off the little ****.
I think for the paint work you're looking about £400ish, speak to your insurer see how much excess + future premiums will amount to.

Originally Posted by ThEGr33k

Yea... I think he would fail if it was me giving the punishment. Im pretty sure he'd crack before I got bored... he might also be bleeding. Im fairly certain that there is no one that can stand the cain long, you ever been whipped at all? OMFG the pain!!!!

nah he got whipped daily man he's from sierra leone
Anyway that's a discussion for another thread/pm.

[Paul the 6th]

cheers for all the replies guys. Calmed down a bit now...

Think I'm just going to do the sensible thing and find out where he lives, then demonstrate how criminal damage is done properly. Just need to pick up some props... petrol, sledge hammer, maybe a screwdriver and some brake fluid...

[Paul the 6th]

oh and further update:

the useless headmaster has said the kids will be excluded for 2 days... no order of appology or anything, the guy is useless. Turns out vic has never had any dealings with this child so there's no motivation... just for a laugh.

the police have said that they can't take the kids into custody without their parents being there, so they're going to be picked up tomorrow morning and taken down the station for an interview/statements etc...

the kid who did it apparently shouted at vicky "i'm sorry I didn't realise", she mentioned this in her statement with the police so it's gone down in writing.

As for the damage, it sounds like vicky's got off quite lightly with a 20 inch scratch along the drivers side. I'm going to have a look when I get home from work & take pictures. The lady police officer said she would ring vic tomorrow night to let her know how the day had gone/whether police would be interested in moving forward with the incident... She advised vic not to do anything to the car until then as if they do decide to move forwards, the car is technically evidence and could possibly have repairs paid for by the scrote's parents.

so:

1) assess damage when I get home & take pictures...

2) wait for police feedback tomorrow evening and go from there.

Just hoping it's worse than it looks and can be t-cutted out. i.e. cosmetic scratch and not a physical gash in the paintwork... it wouldn't be half as bad if vic enjoyed her job, had money to fix it and it was an old banger, but unfortunately her job makes her seriously depressed, she earns just short of £500 per month to take abuse from kids in a school where none of the other staff care, and this is her one luxury/bit of pride and joy which she's had for 8 weeks...

Honestly, who raises their kids to do these things? If had a child who had done something like this, I'd have already made arrangements for the damaged car to be collected and put back to how it was, and said child would be in more trouble than I care to share here...

Originally Posted by Paul the 6th

Honestly, who raises their kids to do these things? If had a child who had done something like this, I'd have already made arrangements for the damaged car to be collected and put back to how it was, and said child would be in more trouble than I care to share here...

You kind of answer your own question, kids arnt raised anymore they are spawned.

[Luckypants]

Originally Posted by leedsmatt7

You kind of answer your own question, kids arnt raised anymore they are spawned.

Really not true, there are many many good kids out there. My kids regularly make me proud (OK they are in their 20's now), just last night my daughter phoned me (a bit ****ed) to say she has won a prestigious student award and was nominated for two others. My 21yo son is dealing with some issues his g/f has in a very mature fashion.

There are bad parents, but in the main most of us try to bring up our kids to be good people.

[Paul the 6th]

sad but I find myself thinking "In my day, neither me or any of my mates would have spoken to people the way that 13 year old lad/girl just did" and I'm only 23!

I can feel a new thread & poll coming up "Would you take the law into your own hands?" or something along those lines...

Originally Posted by Luckypants

Really not true, there are many many good kids out there. My kids regularly make me proud (OK they are in their 20's now), just last night my daughter phoned me (a bit ****ed) to say she has won a prestigious student award and was nominated for two others. My 21yo son is dealing with some issues his g/f has in a very mature fashion.

There are bad parents, but in the main most of us try to bring up our kids to be good people.

Your kids are my age, as I imagine are the parents of the kid Paul speaks of. I know im assuming and been negative and that some young parents are brilliant I mean no disrespect (my dad was in his teens when I first graced this planet). But my misses is a teacher and I see what crap she gets for trying to help so I feel for Paul and Vic.

Kids have nothing, they value nothing but they still feel pain. I got hit and I learnt lessons a lot faster than when people just said "no, naughty"