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#21 |
Trinity
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Join Date: Jun 2006
Location: Guildford
Posts: 8,027
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Sorry to hear Ceri - hope it's going better for you.
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#22 | |
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#23 | |
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In order for fully comp to make fiscal sense for me, I'd have to have an off of this magnitude every year! Not something I'm planning on. ![]() Also, even if I had been FC, I'd have to think long and hard about claiming, even for something like this. £700, minus my £250 excess is only £450 I'd get back (assuming of course that the policy covered my leathers- otherise it'd be less than £80 back)- probably not worth losing my no claims (and subsequent increased cost in premiums over the next couple of years) |
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#24 |
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My excess is £400- I could have done that and had it serviced and a shiny new fairing, but at the time, I wouldn't have been able to afford a new lid. So I went for the cheaper option- though my spill was only fairly minor. Even though the fault is with me and my no claims is affected anyway, it was still the better option.
Learned more about the bike too... |
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#25 |
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I see where you are coming from chaps !
I was only considering matters from a personal point of view. With ebike I pay £94.50 fully comp - but I am 48. However I do only have 2 yrs experience with a "big bike" and only have 4 yrs NCB so that still cheap as chips as technically I am a bit of a risk. So in my case I would have to claim as I wouldn't even get a couple of mirrors fo £94 ! ![]() |
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#26 | |
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#27 | |
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![]() This coupled with the second bike accident in the same spot shortly afterwards, makes me think it could have something to do with my accident. Anyone know of a way to confim where sticky grit has been used? Just spotted this in the Register article on it, mid post, "Accordingly, it threw some molasses into the mix and gave it a try on the M4 near Bristol and Bath." This looks more and more likely by the second... |
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#28 | |
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Thanks for the kind words......but I'm glad to say that I've not had an off. Helped by the fact that I've not been ON the bike for too long, but the weather etc is relly crap right now. Garry ![]() |
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#29 |
Moderator
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Join Date: Jan 2004
Location: In the garage where I belong
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Ah, but Gary, this is the best time of year to bin it- lots of possible excuses
![]() On the insurance thing, I'm comp, but mainly in case of total loss. To make it worth claiming I'd need to do, oh, £600 worth of damage probably- the first £250 being excess and the rest being the increase in premiums over the next couple of years. My crashes are quantity not quality so it's never been worth doing. But I might ride under a truck on the way home and totally destroy it, and if I do I'd be glad for the £4500 agreed value payout ![]()
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"We are the angry mob, we read the papers every day We like what we like, we hate what we hate But we're oh so easily swayed" |
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#30 |
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personaly......yeah get the new bike bits.....but i wouldnt put them on till i was selling up.
rather risk a crash on buggered plastics than on spanking new ones.....cost will just go up up and away! so i do away with plastics all together! |
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