Idle Banter For non SV and non bike related chat (and the odd bit of humour - but if any post isn't suitable it'll get deleted real quick).![]() |
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#71 |
Member
Mega Poster
Join Date: Jul 2008
Location: Northampton
Posts: 2,218
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I have no Credit Cards and never have done.
I have had 2 loans, 1 which was paid in full and never defaulted which was for a Mini Cooper Sports (old style) I bought my current car on finance but when I wanted to start biking I took out a loan which paid off the car finance and bought my SV, still paying that loan back but again never defaulted and am very close to having enough money saved to pay that loan off in full early which would leave me almost debt free...(however this has been the most painful amount of debt due to crashing my SV and the value of my car has plummeted, but I have learnt a lot from it) The only other credit I have got is for my Ducati again never defaulted. Oh and student loan which will be paid off in March's pay check. So in a few months time I will only have the Ducati on credit so about £3500. Credit is fine as long as you are sure you can pay it back, its when you default that you will get stung. I have always thought the only thing I would get credit on is vehicles and a house. Everything else is paid for.
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Smokey Black Burnty 02 - Racetech Smoulderlators + .90kg BBQ Springs, zx10r shockingly toasted, Conti Road Attacks heat up very nicely, R&G Crash Bungs but what f**king use are they, No Colour Matched Hugger, Flame Extenda, Beowulf Titainium Oval Flame Thrower. |
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#72 | |
Guest
Posts: n/a
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![]() Quote:
Times change and 19 years after leaving Uni with a £4500 loan and 18 years after buying first house things are different. No mortgage (but never actually begrudged having one as most folks have at some point, eh?) 3 credit cards, all with zero balance (used for online purchases) Paid of car loan at work (real low rate of interest) last month after 18 months of 5-year loan M & S store-card, haven't used it for years, zero balance Now saving for the first time. |
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Thread | Thread Starter | Forum | Replies | Last Post |
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