Who hasn't got Accident and Breakdown recovery?

[dizzyblonde]

well if you don't have breakdown in with your insurance, then your a bit silly.
Maybe not the org way to say things, but you have to cover yourself for these things and not expect others to help out. But none of us leave each other stranded anyway, as we're not that sort of folk.

Mod Edit - thread split off from Gm3 discussion thead. Into this one which is why it starts in an odd way...

Apologies cant do much about it...

Fizz

Yes indeedy folks - cover your own arses. I'm happy to stop and help on any run and enjoy getting oily, however none of us are only ever out on the roads with the org. It therefore makes sense that you have some level of recovery service for your bike. I wouldn't be without it although at the same time, I hope not to need it.

It's not the way we do things, but that's because we're nice folk and not that we feel that we need to wipe your backsides! It's always wise to work on the assumption that there won't be someone passing with the right bits at the right time.

Garry

[Dave20046]

Originally Posted by dizzyblonde

well if you don't have breakdown in with your insurance, then your a bit silly.
Maybe not the org way to say things, but you have to cover yourself for these things and not expect others to help out. But none of us leave each other stranded anyway, as we're not that sort of folk.

I didn't have breakdown cover until GM2, and I used it too. Only cost me £15, Paid off. Just renewed with nci, and they look the best - not used em yet though. Think it's worth it for most of us.

The spirit of the org was summed up at the GM II on friday night...

Badger had a slight problem that despite the best efforts of at least 10 guys we could not seem to understand...let alone begin to fix. He had tools.. I had tools... northy and bibbio had tools... YC tuened up and got a fix on the problem within about two minutes... By which time it was pitch black and raining...

However... it may have been crappy weather, it may have been about midnight but there wast still a good number of us stood out there badgering away to make sure that this bike was fit to make the start line in the morning... And it Did!!

This is the spirit of the ORG!

But even with more than enough tools, hands and knowledge its still took a long time to fix. Out on the road this would not have been possible. We all should carry the basics at the very least and with a bit of good look shoud anything go wrong we can fix it.

Dave

I would never want to see the spirit of the org change, but it's exactly because we will do anything to stop and help that you need to have breakdown cover.

If you break down without any cover you are not only causing a problem for yourself, but you are also putting that problem onto anybody else who stops to help you, because they don't feel that they can just leave you there, and if they stick you on pillion and take you home, they worry about a passing van lifting your bike, and they miss out on the rest of their ride-out.

If you have breakdown cover and you can't get the bike going again, at least those who stopped to help you can then leave you at the roadside, safe in the knowledge that the AA/RAC will pick up both you and your bike and see you home safe.

Instead of just you standing at the side of the road thinking "oh f**** I wish I'd bought breakdown cover", you also have somebody else stuck there with you thinking "oh f***** the silly t**t doesn't have breakdown cover, I'm stuck here with him for hours until we figure out a way of getting him and the bike home", and that's not fair.

Not quite what I was thinking Ralph, but close. You need breakdown cover because one day/night there will NOT be someone to help.

[Dave20046]

Originally Posted by -Ralph-

I would never want to see the spirit of the org change, but it's exactly because we will do anything to stop and help that you need to have breakdown cover.

If you break down without any cover you are not only causing a problem for yourself, but you are also putting that problem onto anybody else who stops to help you, because they don't feel that they can just leave you there, and if they stick you on pillion and take you home, they worry about a passing van lifting your bike, and they miss out on the rest of their ride-out.

If you have breakdown cover and you can't get the bike going again, at least those who stopped to help you can then leave you at the roadside, safe in the knowledge that the AA/RAC will pick up both you and your bike and see you home safe.

Instead of just you standing at the side of the road thinking "oh f**** I wish I'd bought breakdown cover", you also have somebody else stuck there with you thinking "oh f***** the silly t**t doesn't have breakdown cover, I'm stuck here with him for hours until we figure out a way of getting him and the bike home", and that's not fair.

RAC/AA: people with this sorta cover who aren't from scotland want to double check their Ts & Cs, I've recently bought breakdown with NCI, reason I chose them (other than price) was because AA & RAC's top packages wouldn't deliver me home from scotland they'd just take me to a garage. They also don't recover me in an accident, although that can be got around to a degree

Originally Posted by independentphoto

You need breakdown cover because one day/night there will NOT be someone to help.

Yes, but that's obvious, everyone knows that's a possibility and if they have chosen not to pay for breakdown cover they have already accepted that risk, so you're not going to convince them otherwise on that basis.

However, people may not already have thought about the impact on others of breaking down without cover on an organised ride-out miles from home.

The organisers could stipulate very clearly in advance that riders without breakdown cover will be left behind to fend for themselves if their bike cannot be started again following a breakdown, and people are to leave them behind on the basis that they were warned.

In reality though you've got to be a bit of a barsteward to do that to somebody in the middle of the Scottish Highlands, when the nearest village is 20 miles and the nearest bike dealer is up to 60 miles away, however much of an idiot they have been. It's a long walk!

Originally Posted by Dave20046

RAC/AA: people with this sorta cover who aren't from scotland want to double check their Ts & Cs, I've recently bought breakdown with NCI, reason I chose them (other than price) was because AA & RAC's top packages wouldn't deliver me home from scotland they'd just take me to a garage. They also don't recover me in an accident, although that can be got around to a degree

What if you live in Scotland and breakdown in England? What if that's only Carlisle to Dumfries? Can you post up what the T&C's say? I can't wait to see what wording the money grabbers have come up with for this one!

Following on from another thread, and not withstanding this has been covered before (my excuse is, we have a regular turnover of newbies), who rides without recovery cover?

Bear in mind that a lot of Recovery companies, will not recover after an accident, especially if it came free with a new bike.

It's all very well saying that the insurance will pay if you use a one off private company, but try and find one on a Sunday afternoon after you've had a little unplanned off-road excursion. Plus you usually need to be able to pay them up front Also, if you have anything less than Fully Comp, that expense, usually quite considerable, will have to come out of your own pocket. Not good on top of having to pay to get the bike repaired and possible exorbitant storage charges on top.

So go check the small print on your recovery policies or maybe ask Santa for a years blanket cover.

Remember, it doesn't take much to make a motorcycle unrideable, from a puncture, to it falling off the sidestand, to wet getting into the electrics, to name but a few.

Food for thought?