Insurance Question - SV650.org

31-01-10, 05:50 PM

Hiya

If i had third party F&T and dropped my bike, would i have to tell the insurance company knowing it wouldn't gain me anything or can i just cancel the policy and SORN it to sell for spares & repairs?

Muchos gracias.

(i might've had a

with the asphalt)

31-01-10, 06:03 PM

No you don't have to and shouldn't tell them. Just cancel the policy they don't need to know why.

fastdruid · 31-01-10, 08:53 PM

Strictly speaking you _should_ tell them. As you should declare every single time it fell off the stand, fell over stationary etc etc. No one does and I wouldn't, you're not claiming off them and it would affect your NCB.

You may want to consider if it is actually worth canceling or if you are actually better off long term to leave it to expire. Just depends on how much you paid, how much NCB you have and how long you have left on it.

Druid

31-01-10, 09:16 PM

Suppose i binned it on the same day my policy started -.-

Cheers for the info.

Biker Biggles · 31-01-10, 09:20 PM

I think you get fourteen days to cancel a new policy and get all your money back.Could be wrong about that though.

31-01-10, 11:46 PM

Oof, hard luck! I think you ( as previously mentioned) get a rethink period on the policy. And don't tell them. It's not like the road'll make a third party claim. Or was it bad enough to have the Bill involved?

01-02-10, 12:00 AM

Ouch! What the hell did you do? And where?

01-02-10, 07:02 PM

I rode 90 miles all day from the Wirral to Bridgnorth and then to the flat, and hit the deck on a shaded bit of road 30 feet from the door. No old bill, just a nice lady who carried my helmet. Forks bent n all sorts so i'm just gonna flog it for nothing much on here to someone who needs a hobby and is tired of daytime TV.

01-02-10, 08:26 PM

Thats terrible luck mate, i feel bad just reading bout that. You had a chance to look it over for parts yet?

01-02-10, 09:56 PM

On that private road to your flat? Oh that's too bad. Are you sure it's fecked?

31-01-10, 05:50 PM	#1
Thingus Guest Posts: n/a	Insurance Question Hiya If i had third party F&T and dropped my bike, would i have to tell the insurance company knowing it wouldn't gain me anything or can i just cancel the policy and SORN it to sell for spares & repairs? Muchos gracias. (i might've had a with the asphalt)

31-01-10, 06:03 PM	#2
bris Guest Posts: n/a	Re: Insurance Question No you don't have to and shouldn't tell them. Just cancel the policy they don't need to know why.

31-01-10, 08:53 PM	#3
fastdruid Member Mega Poster Join Date: Jul 2003 Location: W Mids Posts: 2,037	Re: Insurance Question Strictly speaking you _should_ tell them. As you should declare every single time it fell off the stand, fell over stationary etc etc. No one does and I wouldn't, you're not claiming off them and it would affect your NCB. You may want to consider if it is actually worth canceling or if you are actually better off long term to leave it to expire. Just depends on how much you paid, how much NCB you have and how long you have left on it. Druid __________________ '00 SV700S - '94 RVF400R - '97 RVF400R - '88 VFR750F Last edited by fastdruid; 31-01-10 at 08:54 PM.

31-01-10, 09:16 PM	#4
Thingus Guest Posts: n/a	Re: Insurance Question Suppose i binned it on the same day my policy started -.- Cheers for the info.

31-01-10, 09:20 PM	#5
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	Re: Insurance Question I think you get fourteen days to cancel a new policy and get all your money back.Could be wrong about that though. __________________ On a clear day we stand there and look further than the ordinary eye can see.

31-01-10, 11:46 PM	#6
carternd Guest Posts: n/a	Re: Insurance Question Oof, hard luck! I think you ( as previously mentioned) get a rethink period on the policy. And don't tell them. It's not like the road'll make a third party claim. Or was it bad enough to have the Bill involved?

01-02-10, 12:00 AM	#7
Ed Guest Posts: n/a	Re: Insurance Question Ouch! What the hell did you do? And where?

01-02-10, 07:02 PM	#8
Thingus Guest Posts: n/a	Re: Insurance Question I rode 90 miles all day from the Wirral to Bridgnorth and then to the flat, and hit the deck on a shaded bit of road 30 feet from the door. No old bill, just a nice lady who carried my helmet. Forks bent n all sorts so i'm just gonna flog it for nothing much on here to someone who needs a hobby and is tired of daytime TV.

01-02-10, 08:26 PM	#9
Elltg Guest Posts: n/a	Re: Insurance Question Thats terrible luck mate, i feel bad just reading bout that. You had a chance to look it over for parts yet?

01-02-10, 09:56 PM	#10
Ed Guest Posts: n/a	Re: Insurance Question On that private road to your flat? Oh that's too bad. Are you sure it's fecked?

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