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Old 05-06-07, 03:24 PM   #1
DanF
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Default Bike Safe things, ok for insurance discounts?

Ello,

My insurance is up in about 2 weeks, looking around I can almost half my insurance quote if I had a garage. Do the bike safe style metal garages count to tick the "garaged" box with most insurers?

Looking at other bikes, a 1997 YZF750R would cost me £950 without a garage and only £400 with a garage and only 1 years ncb too. So with that style of bike I'd be able to get a bike safe garage and still have change.
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Old 05-06-07, 03:37 PM   #2
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Default Re: Bike Safe things, ok for insurance discounts?

I am not 100% sure what the bikesafe garages look like but in my experience a garage is usually a brick/concrete built fixed building. Anything erected out of sheet metal would proably be considered more of a shed....little help i know!
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Old 05-06-07, 04:00 PM   #3
Ceri JC
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Default Re: Bike Safe things, ok for insurance discounts?

My mate's neighbour has a metal container (like those washed up on the beach, full of BMW bikes, etc. ) which he put on his drive and then "bricked in" with bricks. The 'garage' door is the only thing that gives away that it is a metal container. He keeps bikes in it, I imagine he declares it as a garage.
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Old 05-06-07, 04:45 PM   #4
DanF
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Default Re: Bike Safe things, ok for insurance discounts?

I'm going to email ebike insurance. They say it should be made of brick or concrete with a roof however email them with details of the garage and supplier as they may allow others.
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Old 05-06-07, 05:09 PM   #5
Rich
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Default Re: Bike Safe things, ok for insurance discounts?

They'll say no just to get more money out of you, i hate insurance companies, too many statistics out there for them to give you a reasonable quote.

Perhaps if insurance companies looked at us as individuals to start with and then looked at us as a statistic if something did go wrong!!

Why does everyone have to get a raw deal just because theres some ****s out there riding (and driving) like c0cks!
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Old 05-06-07, 05:58 PM   #6
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Default Re: Bike Safe things, ok for insurance discounts?

Think they do count, ask Lynw she's just had one put in I believe and there had been talk about needing it for the insurance
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Old 05-06-07, 07:34 PM   #7
Nostrils
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Default Re: Bike Safe things, ok for insurance discounts?

The adverts for these type of 'garages' usually state Thatcham Approved or insurance discount!! I guess the proof is in the pudding!

When I saw BikeSafe in the title, I thought it was about the BikeSafe Day with the local police. I did mine last year and this year on renewal I received 10% discount!
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Old 06-06-07, 12:38 PM   #8
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Default Re: Bike Safe things, ok for insurance discounts?

This website promotes the garage as being insurance approved.
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