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-   -   Wahooo! Cheap inurance at last (http://forums.sv650.org/showthread.php?t=126585)

sam_p2000 27-02-09 02:10 PM

Wahooo! Cheap inurance at last
 
:D Just renewed with H&R insurane at £201.77 with all modifications and legal cover :D

Nothing that exiting for anyone but me but i thought i would share it anyway! (BTW its TPFT my excess is £250 im 22 with 1 yr NCB and live in a town)

Dappa D 27-02-09 02:54 PM

Re: Wahooo! Cheap inurance at last
 
not bad for a 22yr old?.....

however...just a suggestion....fully comp (probably) isnt that much more? £50 max?....and if u ever involved in accident..hopefully ur not...but it would be soooooooo much better....

I learnt the hard way....had some **** hit me off in november last yr....bike a write off....blatently his fault......

he denies liability.....

still no pay out.....

but....

had i of been fully comp...his insurance would have sent me a check for £2000 in december....and claimed it back off my insurance should it prove to be my fault....

as it stands cuz im TPFT i get nothing.......yet....(ive bought my bike back and its back on the road tho)..so well out of pocket compared to if id spent the extra £30 (for me) to be fully comp;

something to think about.....we all think we wont be involved in a crash....but sometimes theres nothing u can do...

Dappa D 27-02-09 02:57 PM

Re: Wahooo! Cheap inurance at last
 
****

edit....Tw at...really?

sam_p2000 27-02-09 03:01 PM

Re: Wahooo! Cheap inurance at last
 
I got the legal cover but even though it was only £70 more for comp the excess went up to £650 compulsory and the quote was with £500 additional voulentary on it! Its criminal.

I do see your point as when i was 16 i got side swiped by an elderly driver on a roundabout on a moped and when he got out of the car his first words were 'are you OK young man? did you fall off on some oil?!' I had to use my legal cover to get a payout because he has no idea he had done anything wrong despite having a stoved in rear quarter pannel!

Dappa D 27-02-09 03:28 PM

Re: Wahooo! Cheap inurance at last
 
Quote:

Originally Posted by sam_p2000 (Post 1801425)
I got the legal cover but even though it was only £70 more for comp the excess went up to £650 compulsory and the quote was with £500 additional voulentary on it! Its criminal.

I do see your point as when i was 16 i got side swiped by an elderly driver on a roundabout on a moped and when he got out of the car his first words were 'are you OK young man? did you fall off on some oil?!' I had to use my legal cover to get a payout because he has no idea he had done anything wrong despite having a stoved in rear quarter pannel!


lol old people eh! gotta love em!

phil24_7 27-02-09 08:47 PM

Re: Wahooo! Cheap inurance at last
 
I may have just renewed mine for £85 with ALL mods declared, even the GSX-R front end!!

There are advantages to being 30! :-D

the_lone_wolf 27-02-09 08:50 PM

Re: Wahooo! Cheap inurance at last
 
Quote:

Originally Posted by phil24_7 (Post 1801902)
There are advantages to being 30! :-D

dooooodz... you iz well old innit?:p

£490FC for the daytona for me...:(

£270TPFT on the KTM...:smt010

At least the focus is getting cheaper, now only £300FC:rolleyes:

dizzyblonde 27-02-09 09:46 PM

Re: Wahooo! Cheap inurance at last
 
gawd phil, you lucky barstrewal, but is that fully comp?
Mines up for renewal in May. Wonder how much cheaper than £279 FC for two bikes on the same policy will be this yr?

I'm even older, and a girl..lol

yorkie_chris 27-02-09 10:19 PM

Re: Wahooo! Cheap inurance at last
 
Mine wasn't too bad this year. About £300 TPFT, other bikes covered, breakdown, legal, lid +leathers, europe cover etc. 20 year old 2yr NCB

P.s ... nice avatar dappa D...

SV-net 27-02-09 10:20 PM

Re: Wahooo! Cheap inurance at last
 
Mine just doubled cos I been done speeding twice and got six points, boo hoo...And Im an old git!!!


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