Wahooo! Cheap inurance at last

Just renewed with H&R insurane at £201.77 with all modifications and legal cover

Nothing that exiting for anyone but me but i thought i would share it anyway! (BTW its TPFT my excess is £250 im 22 with 1 yr NCB and live in a town)

not bad for a 22yr old?.....

however...just a suggestion....fully comp (probably) isnt that much more? £50 max?....and if u ever involved in accident..hopefully ur not...but it would be soooooooo much better....

I learnt the hard way....had some **** hit me off in november last yr....bike a write off....blatently his fault......

he denies liability.....

still no pay out.....

but....

had i of been fully comp...his insurance would have sent me a check for £2000 in december....and claimed it back off my insurance should it prove to be my fault....

as it stands cuz im TPFT i get nothing.......yet....(ive bought my bike back and its back on the road tho)..so well out of pocket compared to if id spent the extra £30 (for me) to be fully comp;

something to think about.....we all think we wont be involved in a crash....but sometimes theres nothing u can do...

****

edit....Tw at...really?

I got the legal cover but even though it was only £70 more for comp the excess went up to £650 compulsory and the quote was with £500 additional voulentary on it! Its criminal.

I do see your point as when i was 16 i got side swiped by an elderly driver on a roundabout on a moped and when he got out of the car his first words were 'are you OK young man? did you fall off on some oil?!' I had to use my legal cover to get a payout because he has no idea he had done anything wrong despite having a stoved in rear quarter pannel!

Originally Posted by sam_p2000

I got the legal cover but even though it was only £70 more for comp the excess went up to £650 compulsory and the quote was with £500 additional voulentary on it! Its criminal.

I do see your point as when i was 16 i got side swiped by an elderly driver on a roundabout on a moped and when he got out of the car his first words were 'are you OK young man? did you fall off on some oil?!' I had to use my legal cover to get a payout because he has no idea he had done anything wrong despite having a stoved in rear quarter pannel!

lol old people eh! gotta love em!

I may have just renewed mine for £85 with ALL mods declared, even the GSX-R front end!!

There are advantages to being 30!

[the_lone_wolf]

Originally Posted by phil24_7

There are advantages to being 30!

dooooodz... you iz well old innit?

£490FC for the daytona for me...

£270TPFT on the KTM...

At least the focus is getting cheaper, now only £300FC

[dizzyblonde]

gawd phil, you lucky barstrewal, but is that fully comp?
Mines up for renewal in May. Wonder how much cheaper than £279 FC for two bikes on the same policy will be this yr?

I'm even older, and a girl..lol

[yorkie_chris]

Mine wasn't too bad this year. About £300 TPFT, other bikes covered, breakdown, legal, lid +leathers, europe cover etc. 20 year old 2yr NCB

P.s ... nice avatar dappa D...

Mine just doubled cos I been done speeding twice and got six points, boo hoo...And Im an old git!!!