Bennetts bike insurance (red star)wont cover exhausts!!!!!!
 

as the title says i have just brought an akrapovic full system which will not increase my power at all because i have a restricted ecu but bennetts (red star) insurance wont cover u for any kind of exhaust mod!!!!!!!!!!!

how crazy it that a big bike insurance company won't cover after market exhausts :roll: weather on full or restricted licence.

You say this like you're surprised! :roll:

Did you not check with your insurance company first? It won't be down to Bennetts to decide, it will be down to the underwriter (Redstar). Now that you already have insurance, the terms are fixed, and you cannot just start changing things that would have otherwise required a new underwriter.

And this... you say this like you believe it! Why do you think Akropovic make a full exhaust system if it weren't going to be better than the original? Because it provides performance gains! Just because your bike is restricted, doesn't mean you won't get a few more ponies out of it!

If you're really worried, then put it back in the box until it's time to renew, and then have a hunt around for a company that'll cover it (Carole Nash are the best bet). You will need to do some considerable dismantling of the bike to fit the full system anyway.

yes i am surprised cos i offered to take out a new policy or pay extra but they still would not do it red star just dont cover aftermarket exhausts

Most companies don't, and will never touch a modified vehicle. Most brokers (such as Bennetts) will also want to avoid the technical argument, and just won't want to quote you.

Go to Carole Nash if you're desperate; they list companies that will cover these things, as they understand that this is a fact of biking life.

Alternatively do what just about every "canned" biker in the uk does - fit it, and just don't tell the insurance company. It is thought that a company would have a hard time wriggling out of a claim just because your exhaust was a little loud.

Lesson learned. Always check BEFORE buying performance parts.

Even though you have a restricted ECU the exhaust is still deemed a performance part, plus it increases the bikes appeal to thieves.

If the underwriter chooses not to insure the pipe that's their business.

yep, i'm with red star thru bennetts

As i'm 3rd party it really doesn't matter anyway, rene's are not declared

:? i am 3rd party as well

I'll take the system off your hands for a tenna...... :roll:

ermmm no! :roll: nice try i only have just under 2months till my insurance expires anyway

We talking about Lloyd's Equity Red Star here?

I have 3rd Party Fire and Theft with them , and got a Rene Exhaust , which I told RoadSure ( the Broker I used ) about - they said as long as it was road legal it was fine with Red Star. :P

That said , I'm not going to phone them back now to confirm!