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Old 07-05-08, 03:57 PM   #1
Wideboy
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Default insurance stich up

so I've gone over my 5000 miles a year limit on my policy and im going abroad on the bike in a few week so phone up my brokers to tell them to make sure its all legit

go through all the "being on hold" crap for them to tell me that i was only down as having a 3000 limit when i asked for 5000 so i was way way way over

then i got told there will be a charge, so not only did i pay 10-15 quid for the call i then got a charge of 43 quid with 30 odd of it being their admin fee and on top of all that i only have a month left on the policy

he then went on and asked the mileage of the SV, so i asked why and he said so we can know as you didn't tell us last time to which i reply "and you tell me this now?" needless to say i didn't tell them

thats them off my Christmas card list
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Old 07-05-08, 04:10 PM   #2
the_lone_wolf
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Default Re: insurance stich up

where have you been man, insurance is just one large stitch up...
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Old 07-05-08, 04:51 PM   #3
yorkie_chris
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Default Re: insurance stich up

Apparently carole nash, on my policy require you to pay the first 250 of any claim if you're over mileage, I didn't tell them mileage at start of policy though.
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Old 07-05-08, 04:53 PM   #4
Wideboy
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Default Re: insurance stich up

Quote:
Originally Posted by yorkie_chris View Post
Apparently carole nash, on my policy require you to pay the first 250 of any claim if you're over mileage, I didn't tell them mileage at start of policy though.

can't they get it through MOT's?

after me owning mine for a month i had it MOT and it was at 6900 and now its about 11300 so i thought it best to cover my a$re
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Old 07-05-08, 04:54 PM   #5
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Default Re: insurance stich up

Quote:
Originally Posted by Wideboy View Post
so I've gone over my 5000 miles a year limit on my policy and im going abroad on the bike in a few week so phone up my brokers to tell them to make sure its all legit

go through all the "being on hold" crap for them to tell me that i was only down as having a 3000 limit when i asked for 5000 so i was way way way over

then i got told there will be a charge, so not only did i pay 10-15 quid for the call i then got a charge of 43 quid with 30 odd of it being their admin fee and on top of all that i only have a month left on the policy

he then went on and asked the mileage of the SV, so i asked why and he said so we can know as you didn't tell us last time to which i reply "and you tell me this now?" needless to say i didn't tell them

thats them off my Christmas card list
no clocking up to many miles then mr naughty
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Old 07-05-08, 04:57 PM   #6
Lissa
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Default Re: insurance stich up

Wait til you're as old as Pete..............unlimited mileage makes very little difference to your insurance then
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Old 07-05-08, 05:17 PM   #7
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Default Re: insurance stich up

One month left on the policy?

Wouldn't you be better off going elsewhere and taking a new policy out?
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Old 07-05-08, 05:23 PM   #8
Stu
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Default Re: insurance stich up

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Originally Posted by Defender View Post
One month left on the policy?

Wouldn't you be better off going elsewhere and taking a new policy out?
interesting one if you can get less than ?500 p.a yes, but you would probably not earn your one year NCB for the 11 months just past.


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Old 07-05-08, 10:07 PM   #9
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Default Re: insurance stich up

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Originally Posted by Wideboy View Post
.....can't they get it through MOT's?

....
check a vehicle MOT history on-line here .

Just need reg no and either V5C number or an MOT number.
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Old 07-05-08, 10:28 PM   #10
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Default Re: insurance stich up

I'm with Express who used to sponsor (may still do) the suzuki race team, so they offered major discounts on suzuki insurance. They were over £500 cheaper than anyone else! First year, first bike, £350! That's with breakdown, legal, no NCB, i was 21 at the time, i was very impressed with that.

However, everytime i call them to change anything, declaring mods for example, they charge me £25, g1ts!
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