Insurance - wierd?

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Find another insurer, simple as that, and don't tell them you're inviolved with the motor trade unless you get a proper wage for it. If it's part-time work for one mobile car repair business and you also do book keeping for any other non-related businesses just don't bother telling them thre's motor trade involved.

FWIW I think the person you spoke to is an idiot who needs to use something called a brain and its common sense when raising quotes.

The insurance industry have change their cover many times over the years, anything to save their shareholders money and charge us more. Who remembers that Fully Comp, meant just that - Hire Car, Injury cover, Legal cover, approved manufacturer accident repair.....now though, you seem to pay for everything.

[Paul the 6th]

in the event you put a claim in, do they actually check your employment? I know that they check for things like undeclared mods or if you didn't bother locking it up, but how do they check into your employment in the event of a claim?