Idle Banter For non SV and non bike related chat (and the odd bit of humour - but if any post isn't suitable it'll get deleted real quick).![]() |
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#1 |
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im looking at getting my first car for my massive trips i will have to do to the RAF base. So im 17, whats the best cars to be looking at for insurance, i got a quote on my parents ford fiesta TPFT and they wanted £1900, that rediculous. So i want something that going to be cheaper.
any suggestions all mighty .org cheers |
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#2 |
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Nothing will be cheaper, that is the price you are looking at im afraid
Try your own policy and add your mum or dad as named driver, i looked the other day on my 1.6 2001 Astra i paid 1800 quid tpft, then couple of months ago i checked gocompare my own policy 1 year ncb less than 1 year driving with full licence (1 yr ncb due to insuring on a prov licnce) cant remember if i put i was 17 or 18, Mum as named driver she has 0 NCB as she is on my dads policy, and my qoute just under 800 pounds fully comp! god knows how they wroked that one out as its my policy not hers. Try it out it might work for you as well |
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#3 | |
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From some of the horror stories I hear from my students, that's quite reasonable. My advice would be to buy something VERY cheap and insure it TPO. |
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#4 | |
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i need it as chap as possible because im not working and need a car to get to base otherwise i will be having to get the train which will be rubbish ![]() |
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#5 |
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2 grand sounds about right for any small car. You wont get it any cheaper im afraid!
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#6 |
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#7 |
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#8 |
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That's kind of my point.
If you buy something for a couple of hundred quid (as opposed to say, a thousand). If it does get nicked or blow up etc, you can just buy another, avoiding making a claim (because that's where you really lose money). Even if you have to buy 3 or 4 cars, you'd still spend less in the long run and be far more likely to build up some no claims bonus. |
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#9 |
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I have a rover coupe (1.6) and that's £900 TPFT. Own policy, mum and dad not on it. Thats with Quinn direct. £88 a month(?) I think. Check them they're generally fairly cheap for new drivers. And phone them and see if you can get more off remember
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#10 |
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Think the best thing to do would be to aim smaller and older - the less initial value the vehicle has, the lower your premium will be as a result. Personally, I run a cinquecento because it does everything I want in a car, even though it has a smaller engine than my bike.
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