Refused credit - SV650.org

14-03-11, 11:33 PM

My friend has been refused a new mobile phone contract but they did say it has nothing to do with her credit rating. Any other ideas what it maybe?

14-03-11, 11:36 PM

Has she ever been with that network before and had payment issues ? I know someone who got refused due to that... also when someone at a linked address had awful credit history

14-03-11, 11:45 PM

I once got refused a contract because I didn't have enough of a credit history...if your friend isn't prone to taking credit that may be where the issue lies...

Bibio · 15-03-11, 12:10 AM

wouldn't worry about it.

one of my m8s brothers is back from Hong Kong after being out there for years. he is a partner for one of the worlds top law firms has a house worth £2.5m yada yada but he went to get a contract phone when he came back into the country and they refused him. go figure.....

15-03-11, 09:12 AM

i was refused when i was 19 as i didnt have a credit history, never quite understood it,because to have a good credit history you must have had credit, and to get credit you need a good credit history.....horrible circle of doom!!!

15-03-11, 09:14 AM

have sex with her and get some more information

dizzyblonde · 15-03-11, 09:42 AM

Electoral role. IS she on it? If not, then thats a good one for not being given credit. No address, no proof etc.

15-03-11, 09:47 AM

Quote:

Originally Posted by Milky Bar Kid

I once got refused a contract because I didn't have enough of a credit history...if your friend isn't prone to taking credit that may be where the issue lies...

+1, although I was refused a credit card for this reason - bank adivised I get a contract mobile and earn credit there for a few months before reapplying. I did and it worked - wished I'd never done it though £3600limit and it was gone fast, took me nearly 7yrs to pay it all off

15-03-11, 10:38 AM

Might be anything, didn't meet their credit criteria - eg because of age or income. It doesn't necessarily mean that there's a bad credit history.

punyXpress · 15-03-11, 10:57 AM

Simples - she put you down as guarantor.

14-03-11, 11:33 PM	#1
The Basket Guest Posts: n/a	Refused credit My friend has been refused a new mobile phone contract but they did say it has nothing to do with her credit rating. Any other ideas what it maybe?

14-03-11, 11:36 PM	#2
Iansv II Guest Posts: n/a	Re: Refused credit Has she ever been with that network before and had payment issues ? I know someone who got refused due to that... also when someone at a linked address had awful credit history

14-03-11, 11:45 PM	#3
Milky Bar Kid Guest Posts: n/a	Re: Refused credit I once got refused a contract because I didn't have enough of a credit history...if your friend isn't prone to taking credit that may be where the issue lies...

15-03-11, 12:10 AM	#4
Bibio Member Mega Poster Join Date: Jul 2008 Location: here as devil's advocate Posts: 11,569	Re: Refused credit wouldn't worry about it. one of my m8s brothers is back from Hong Kong after being out there for years. he is a partner for one of the worlds top law firms has a house worth £2.5m yada yada but he went to get a contract phone when he came back into the country and they refused him. go figure.....

15-03-11, 09:12 AM	#5
tom-k6 Guest Posts: n/a	Re: Refused credit i was refused when i was 19 as i didnt have a credit history, never quite understood it,because to have a good credit history you must have had credit, and to get credit you need a good credit history.....horrible circle of doom!!!

15-03-11, 09:14 AM	#6
keithd Guest Posts: n/a	Re: Refused credit have sex with her and get some more information

15-03-11, 09:42 AM	#7
dizzyblonde Da Cake Boss Mega Poster Join Date: May 2007 Location: On a flying Horse Posts: 9,992	Re: Refused credit Electoral role. IS she on it? If not, then thats a good one for not being given credit. No address, no proof etc. __________________ Suzy, yellow 2001 SVS. Kitty, V-Raptor 1000, ZZR1400<<its my bike now Pegasus! Hovis 13.8.75-3.10.09 Reeder 20.7.88-21.3.12

15-03-11, 10:38 AM	#9
Ed Guest Posts: n/a	Re: Refused credit Might be anything, didn't meet their credit criteria - eg because of age or income. It doesn't necessarily mean that there's a bad credit history.

15-03-11, 10:57 AM	#10
punyXpress Member Mega Poster Join Date: Feb 2008 Location: Riding, North Posts: 2,664	Re: Refused credit Simples - she put you down as guarantor. __________________ Was: K2 naked in rapid yellow - gone to a better? place Now: Street Triple R

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