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Old 14-03-11, 11:33 PM   #1
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Default Refused credit

My friend has been refused a new mobile phone contract but they did say it has nothing to do with her credit rating. Any other ideas what it maybe?
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Old 14-03-11, 11:36 PM   #2
Iansv II
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Has she ever been with that network before and had payment issues ? I know someone who got refused due to that... also when someone at a linked address had awful credit history
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Old 14-03-11, 11:45 PM   #3
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Default Re: Refused credit

I once got refused a contract because I didn't have enough of a credit history...if your friend isn't prone to taking credit that may be where the issue lies...
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Old 15-03-11, 12:10 AM   #4
Bibio
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Default Re: Refused credit

wouldn't worry about it.

one of my m8s brothers is back from Hong Kong after being out there for years. he is a partner for one of the worlds top law firms has a house worth £2.5m yada yada but he went to get a contract phone when he came back into the country and they refused him. go figure.....
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Old 15-03-11, 09:12 AM   #5
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i was refused when i was 19 as i didnt have a credit history, never quite understood it,because to have a good credit history you must have had credit, and to get credit you need a good credit history.....horrible circle of doom!!!
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Old 15-03-11, 09:14 AM   #6
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Default Re: Refused credit

have sex with her and get some more information
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Old 15-03-11, 09:42 AM   #7
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Default Re: Refused credit

Electoral role. IS she on it? If not, then thats a good one for not being given credit. No address, no proof etc.
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Old 15-03-11, 09:47 AM   #8
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Default Re: Refused credit

Quote:
Originally Posted by Milky Bar Kid View Post
I once got refused a contract because I didn't have enough of a credit history...if your friend isn't prone to taking credit that may be where the issue lies...
+1, although I was refused a credit card for this reason - bank adivised I get a contract mobile and earn credit there for a few months before reapplying. I did and it worked - wished I'd never done it though £3600limit and it was gone fast, took me nearly 7yrs to pay it all off
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Old 15-03-11, 10:38 AM   #9
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Default Re: Refused credit

Might be anything, didn't meet their credit criteria - eg because of age or income. It doesn't necessarily mean that there's a bad credit history.
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Old 15-03-11, 10:57 AM   #10
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Default Re: Refused credit

Simples - she put you down as guarantor.
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