Anyone work in Insurance on 'ere?

[JamesMio]

Just been thinking about the possible outcomes of my day to court if/WHEN I'm finally contacted about it (See 101mph in a 60 for full details!).

Would anyone be able to give a bit of a clue as to how an Insurance company would view either Points, say 3, 6 or 9 etc, or a short ban?

I understand that both will make my premiums go up, but I'm interested to know how/if they're worked out?

e.g. is it Normal Insurance Cost = £500, plus say X% per point or something?

Not that it really matters, it's out of my hands what I'm given but it would be good to have an idea of what I'm facing afterwards!

[the_lone_wolf]

would depend on each insurer's risk profile, no standard formula i'd have thought...

try applying for a few quotes from www.confused.com or similar declaring whatever indiscretions you want and see what it's going to cost you...

ban will affect you more than points tbh hun, 3-6 points wont put alot if anything extra on your insurance (depending on the company though), 6+ points you could be looking at paying more but again cant say how much.