3rd Party Ride Other Bikes Question

[TSM]

Ok, if i was to get another bike and register it in my parents name (dont have bike licence), it would not be insured by legal owner, but would have road tax & MOT. Now the question is would it be legal for me to ride this on my insurance as it would not legaly be my bike and so it satisfies the insurance guide.

No, it would not be OK.

The bike you are riding must have its own insurance.....

You cannot get tax without it......

[Stu]

would the bike be insured by anyone?

[TSM]

Originally Posted by andy

No, it would not be OK.

The bike you are riding must have its own insurance.....

You cannot get tax without it......

Well we had that discussion at Soho with some other members and it was said that insurance was not needed on the other vech if you were using your own insurance. I thought it was needed though.

on the second point you can get road tax on a bike with only a 1day insuance cert.

Originally Posted by TSM

on the second point you can get road tax on a bike with only a 1day insuance cert.

Of course you can, same with MOT, don't make it legal though.

I think you will find that if you read the small print of the policy offering cover on any other bike it will say that the bike needs to be insured in its own right - otherwise how many people would not bother with multibike policies and just sign the bike over to someone else?

Originally Posted by TSM

Well we had that discussion at Soho with some other members and it was said that insurance was not needed on the other vech if you were using your own insurance. I thought it was needed though.

on the second point you can get road tax on a bike with only a 1day insuance cert.

While DVLA were taking forever to sort out the V5 for the CBAaaarrrgh and "officially" it was owned by the person I bought it from I mistakenly thought I was covered by my 3rd party. Fortunately I was corrected on that assumption fairly swiftly and I duly sorted out full insurance.

However, in the meantime I took the copy of the V5 for previous owner along with mot and my insurance policy for SV showing I was covered 3rd party to ride the CBAaaarrrrghhh and got nowhere with the guy behind the counter as far as getting a tax disc went. I was told in no uncertain terms to come back when I had an insurance policy which was for the CBAaarrggh as the main bike.

[TSM]

Well its looking bleak, i want another bike but insurance is ludicrously high at my house. Dont worrey i am not going to ride uninsured on a bike, im going to get it sorted.

Originally Posted by TSM

Well its looking bleak, i want another bike but insurance is ludicrously high at my house. Dont worrey i am not going to ride uninsured on a bike, im going to get it sorted.

Multibike policy?

Otherwise I used to insure all my bikes as extra bikes on a classic bike policy (some crappy old KE125 I own that does not even run). Saved me about 30%.

[TSM]

Multibike, i will check with my current insurers on that, but im sure it will still hike massively due to the bikes i am looking at.

[Viney]

Originally Posted by TSM

Well its looking bleak, i want another bike but insurance is ludicrously high at my house. Dont worrey i am not going to ride uninsured on a bike, im going to get it sorted.

Ok, very ddgy but not as much as being without insurance. Insure the bike in your name at your parents! I know that this isnt exactly cosher, but i know a fiar few people that do it with thier cars, so why not bikes. Just got to hope that it dosent get knicked!