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20-11-06, 11:24 AM
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#1 |
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Guest
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A question re: NCB
I bought my SV last year ( April/ May 2005 ). I insured it with Bennetts for the year having no NCB as I am starting out. When the renewal came I swapped to Carol Nash thus telling them I had a years NCB.
Recently I bought a scooter ( 100cc ) to get to work on. I insured it through Devitt, telling them I had 1 years NCB. They have now told me my NCB on the SV or any other bike doesn't count and that I have to now pay extra as in their eyes I'm starting out again. Why? Surely all their interested in is that I haven't made any claim in the last year, which I haven't. What difference does this make???? Anyone know of something similar????????? Can they do this? |
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20-11-06, 11:27 AM
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#2 |
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Guest
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That's just daft, start ringing round for other quotes.
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20-11-06, 11:35 AM
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#3 |
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Guest
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you can only use your no claims on 1 policy!
what you can do i have a multi bike policy. Its very cheap |
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20-11-06, 11:38 AM
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#4 |
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Guest
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its like you car, you need seperate ncb for that aswell.
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20-11-06, 11:53 AM
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#5 | |
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Guest
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Quote:
As I say all they want is that I haven't made a claim, which I haven't. Sounds to me if its all a bit wiffy and is another way of getting some more money out of me. |
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20-11-06, 12:05 PM
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#6 |
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Member
Mega Poster
Join Date: Mar 2004
Location: Not in Yorkshire. (Thank God)
Posts: 4,116
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Yes, you have to have a separate ncb for each policy. It is the same for cars/bikes etc.
Therefore look at multibike policies. They at least recognise you can only ride one bike at a time, so they charge for your most powerful bike and then it is a small admin fee for each extra bike
__________________
Not Grumpy, opinionated. |
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20-11-06, 12:33 PM
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#7 |
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Guest
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Cheers Tim
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20-11-06, 01:44 PM
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#8 |
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Guest
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there are some company that will effectivly mirror your no claims, cia insurance for bikes found me a company who would, if i had 2 svs, on two policies they would let me use the ncb on both, however one crash on either and it would be gone
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20-11-06, 09:59 PM
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#9 |
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Guest
Posts: n/a
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Can someone explain this.
You can only have NCB on one policy, as Dan has just found out. But if you have a claim on one policy it affects all of them and not just the policy affected. Go figure. Insurance is simply a con IMO. |
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20-11-06, 10:33 PM
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#10 | |
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Trinity
Mega Poster
Join Date: Jun 2006
Location: Guildford
Posts: 8,027
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Quote:
 
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