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Idle Banter For non SV and non bike related chat (and the odd bit of humour - but if any post isn't suitable it'll get deleted real quick). There's also a "U" rating so please respect this. Newbies can also say "hello" here too. |
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25-08-09, 08:43 PM
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#1 |
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Evel Knievel
Mega Poster
Join Date: Jun 2007
Location: Eastleigh
Posts: 4,641
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insurance question.... 1st accident
having never made a claim i have question
following my little ding dong yesterday, it was my fault so bloke is claiming off my insurance, i am only TPFT so wont be claiming for my bike  , will i have to pay the excess? from what i can remember it was only paintwork damage to his car so would rather settle out of insurance to save my 3 yrs no claims |
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25-08-09, 08:45 PM
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#2 |
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Guest
Posts: n/a
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Re: insurance question.... 1st accident
glad your still alive mate, sod the insurance, your ok thats the main thing.
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25-08-09, 08:47 PM
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#3 | |
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Evel Knievel
Mega Poster
Join Date: Jun 2007
Location: Eastleigh
Posts: 4,641
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Re: insurance question.... 1st accident
Quote:
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25-08-09, 08:47 PM
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#4 |
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Guest
Posts: n/a
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Re: insurance question.... 1st accident
look into it, if the repair is gonna cost a couple of hundred quid it will be worth it in the long run.
Also no excess will have to be paid as you will repair out of insurance. Last edited by thefallenangel; 25-08-09 at 08:49 PM. |
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25-08-09, 08:49 PM
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#5 |
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Guest
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Re: insurance question.... 1st accident
You pay your excess, thats the end of it. Have you got protected no cliams?
End of day **** it, its only money. |
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25-08-09, 08:50 PM
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#6 |
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Guest
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Re: insurance question.... 1st accident
you only pay the XS if you claim, id try to settle out if you can and save that valuable NCD but saying that thats what insurance is for init? ive claimed twice now in the past 4 years and ain't really seen much increase in my premiums.
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25-08-09, 08:51 PM
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#7 | |
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Evel Knievel
Mega Poster
Join Date: Jun 2007
Location: Eastleigh
Posts: 4,641
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Re: insurance question.... 1st accident
Quote:
easy to say that but im broke anyway 
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25-08-09, 08:58 PM
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#8 |
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Guest
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Re: insurance question.... 1st accident
No, the excess is only in the if you claim, i.e. in the event of a fire or theft.
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25-08-09, 08:59 PM
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#10 | |
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Guest
Posts: n/a
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Re: insurance question.... 1st accident
Quote:
If its not protected then, you lose that too so yes your insurance will cost more when its pay up time. Its down to the dude you hit wanting his motor fixed hence the claim aginst your insurance ect. Its a ****ty thing howver it happens to us all, I have only smashed up one car since 17...just work on getting better the rest will sot its self out. Take care 
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