Driving a Manual on an Auto Licence

[the_lone_wolf]

Originally Posted by CheGuevara

Perhaps my terminology might not be right, but they were advised she would be the primary driver and on renewal that my licence had changed to UK and now has the auto-restriction.

Are they a specialist company?

Fair enough you've spoken to them, did they not say anything when you told them your license didn't allow you to drive the vehicle you were insuring??

I just can't see any mainstream insurance company insuring someone in a vehicle they're not licensed to drive, and allowing them to add a higher risk named driver who will be the sole user of the vehicle...

[CheGuevara]

Originally Posted by the_lone_wolf

Are they a specialist company?

Fair enough you've spoken to them, did they not say anything when you told them your license didn't allow you to drive the vehicle you were insuring??

I just can't see any mainstream insurance company insuring someone in a vehicle they're not licensed to drive, and allowing them to add a higher risk named driver who will be the sole user of the vehicle...

Nope -like I say they weren't too fussed -maybe because it was a renewal, and I was legal to drive it when I started the policy?

Anyhow given the info on here I'll book my exam come Monday morning and ring the insurance company to confirm the details, just to be sure.

[madcockney]

Maybe this is a bit like company vehicle insurance where the company has the insurance, but they have to make sure that anyone that drives their vehicles have the proper licence and in the correct insurer specified age group, etc.

[the_lone_wolf]

Originally Posted by CheGuevara

Nope -like I say they weren't too fussed -maybe because it was a renewal, and I was legal to drive it when I started the policy?

The policy is renewed every year, as is the contract you enter - if something material to the policy has changed it's up to you to tell them when you renew, as they simply assume nothing has changed when they offer you a renewal quote. It sounds like you've told them but it doesn't sound right to me

Hope it all gets sorted mate, definitely phone them and if they are happy to provide cover definitely get it in writing

[CheGuevara]

Originally Posted by the_lone_wolf

The policy is renewed every year, as is the contract you enter - if something material to the policy has changed it's up to you to tell them when you renew, as they simply assume nothing has changed when they offer you a renewal quote. It sounds like you've told them but it doesn't sound right to me

Could be I just got an idiot on the other end of the phone

[the_lone_wolf]

Originally Posted by CheGuevara

Could be I just got an idiot on the other end of the phone

If they didn't twig at the time and it all came to light in the event of a claim they'd probably say it should have been obvious that if your license wasn't valid for the vehicle you couldn't insure it and try to refuse the claim...

Let us know what they say, I'm intrigued now...

for the cost is it not easier just to stay on an auto license.

[CheGuevara]

Originally Posted by thefallenangel

for the cost is it not easier just to stay on an auto license.

What cost aside from that of taking the exam? I get 20mpg out of my diesel truck-that's costing me a small fortune to run.

[yorkie_chris]

Originally Posted by CheGuevara

Just to add to the confusion. My licence isn't actually printed with a code 78, although it should be (an error on the part of the DVLA). I discovered this mistake last week when comparing licences with a fellow Canuck (I have "70CDN" and he has "78-70CDN"). I've rung the DVLA and they advise that I have to send it back with a covering letter and then hope they don't make it worse (like lose my motorcycle entitlement) while making corrections.

So you've got it in writing that you've got a proper license? Can these f*ckups work in your favour?

[CheGuevara]

Originally Posted by yorkie_chris

So you've got it in writing that you've got a proper license? Can these f*ckups work in your favour?

I suspect it *might* work in my favour, but I'd rather not risk it, and just get it sorted out. If I had an accident driving a manual and the insurance company inquired beyond just noting that my paper and plastic licence stated that I was OK, they would see that the DVLA has no documentation that I've passed (or shown evidence that I've passed) a manual test.