whats the best insurance car?

[BigFootIsBlurry]

+1 for Quinn direct, good for new / young drivers as long as it isn't anything remotely interesting.

Still wouldn't expect change from a grand though at your age. I paid 1700 TPO on a 1.4 astra at 17.

Run lots of quotes. Whilst a lower group should mean a lower premium, it isn't that simple. Insurance is based on past claims, so small cheap cars such as corsas have substantially higher premiums than their insurance group would suggest, as they get pranged more than average.

google search "car insurance groups / catorgies" you'll find a list of cars and which band there in just buy a car in a very low group

try "the-car-club.co.uk" to see what i mean

http://the-car-club.co.uk/Insurance-Groups-Ford-Ka.html

Originally Posted by davepreston

http://the-car-club.co.uk/Insurance-Groups-Ford-Ka.html

Quote on a 1.3 Ka for me was £300 more than on the 1.6 Coupe. And the coupe's a nicer car.
Ka = Group 3
Coupe = Group 14

Thats 300 quid less for the car in the insurance group 11 higher ;]

Im on my Dads Zafira and its a 2.0 diesel. Its a big insurance company, cant remember what its called?

I'm named on his policy and I'm paying £500 a year to be on it. I don't make any of my own NC and if i have a crash or anything it affects his history. I'm 18, with no previous experience.

It might also be worth mentioning that you ride a bike.

I know it seems a bit unimportant, but I've heard that some companies will reduce the price if you have other transport. I guess the theory being that you will spend less time in the car overall, and will be statistically less likely to crash?

Worth a try.

A 1.0 litre car should be the cheapest category to insure (Nissan micra, Vauxhall Corsa etc.)

The price difference between TPO and TPFT is negligible normally, so that wont make a difference in terms of price.

The cheapest way to get insurance for youngster is to be a second driver. This is not a good idea if you want no claims bonus, but if you're not bothered about that... it is the cheapest way.

Try elephant car insurance they are the cheapest from my experience. A friend tells me Kwik Fit insurance isnt too bad as well.

ive got a suzuki alto and its a 1.1, to get my daughter added onto policy with provisional licence would be £200 once she passes her test it jumps to £800. But the road tax is only £35 so wee bonus there.