insurance payout advice?

[ophic]

I got over £1000 for a bruise. I declared it as a bruise and didn't want to make a fuss over it, wasn't going to pursue it as an injury claim, but the other party's insurer made the offer. So I accepted before they changed their minds

[Dave20046]

Originally Posted by ophic

I got over £1000 for a bruise. I declared it as a bruise and didn't want to make a fuss over it, wasn't going to pursue it as an injury claim, but the other party's insurer made the offer. So I accepted before they changed their minds

Sounds about right, a couple of bruises were on the list of sustained injuries ....

.....

I never take the first offer.

Last time I was arguing with some kn*b who said he could replace the bike for 15 hundred when I couldnr find one like for like for less than 3k.

His answer was that as he was a low mileage rider he would get a high mileage bike and when he had finished with it, it would be about right.

After pointing out that I was a high mileage rider and that he was being a t1t, I asked to speak to someone with a brain...


Needless to say the offer was upped from 15 hundred to 3.5k.

NEVER take the first offer.