Bennetts Bike Insurance

Originally Posted by ClunkintheUK

You riders with insurance for under £200 quid, where are you keeping your bike. i.e., on road, in a garage. is it otherwise a "safe" neighbourhood. Mine is kept "On private driveway" but was £450 this year. First bike.

or is it more to do with the fact that we`re older?? more years riding experience? greater no claims bonus? female? (we`re obviously safer riders

Originally Posted by Speedy Claire

or is it more to do with the fact that we`re older?? more years riding experience? greater no claims bonus? female? (we`re obviously safer riders

You say that but im only 25 and my insurance was only £98. I have 6 years no claims and have been riding since I was 16. I suppose the experience side of things is true for me in a way.

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[Kenzie]

Mine is listed on the road so I can keep it wherever. Two years no claims but license held for 12 years. I'm 29.

[pookie]

It is also related to the age and type of bike. The sv1000 was significantly cheaper than the zx6r even though both have similar power. I guess there is a multiplier for shininess

[andrewsmith]

Originally Posted by ClunkintheUK

You riders with insurance for under £200 quid, where are you keeping your bike. i.e., on road, in a garage. is it otherwise a "safe" neighbourhood. Mine is kept "On private driveway" but was £450 this year. First bike.

Originally Posted by daveyrach

In a locked brick built garage in reasonable area.

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Richies intruder alarms may or may not include this list of booby traps!
The last one is a bloody good idea!!!
http://www.wired.com/gadgetlab/2009/02/five-fantastica/



Not recommended to install

Funny to see this. I have been with Bennetts for the last 3 years and last year was paying £40 per month for my FZ1 which I knew was fairly expensive however I had all modifications listed (full akro system, PC3, etc etc etc). Including top spec break down cover.

Renewal through the post today and suddenly it is £63 per month! Straight on to compare the market to get yet another meerkat toy...

Strangely Bennetts appear at the top of the list! £12 per month!

Straight on the phone asking why this? Why that? And the poor guy had no idea. His only advice was to cancel the policy and start a new one...

So I have done. Bennetts are great, a major hiccup I know but its great customer service and with UK call centres its fantastic.

[chris8886]

Originally Posted by ClunkintheUK

You riders with insurance for under £200 quid, where are you keeping your bike. i.e., on road, in a garage. is it otherwise a "safe" neighbourhood. Mine is kept "On private driveway" but was £450 this year. First bike.

Originally Posted by daveyrach

In a locked brick built garage in reasonable area.

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mine is kept in a brick built (part of the house) garage and in quite a nice/low crime area and my anual policy with all my mods and my medical 'condition' now is about £100. but then i do still live with my parents etc. also helps having a low insurance group bike like the sv. not so blingy and shiny to a thiefs eyes!

Originally Posted by Speedy Claire

female? (we`re obviously safer riders

can't be because your a woman anymore, they've made it illegal! what with all the equality laws etc. i think rightly so to.

Originally Posted by Speedy Claire

or is it more to do with the fact that we`re older?? more years riding experience? greater no claims bonus? female? (we`re obviously safer riders

It seemed some of the people had similar riding experience and were younger then me but were 200 cheaper. On the no claims, is there any overlap with cage no-claims?

[pookie]

I like bennets approach to mods you dont have to declare eg huggers, heated grips etc.
The problem I found was extra blinginess added pounds. To the point that a carbon front mudguard + handlebars upgrades ( heli bar raisers ) meant they wouldn't be able to give me a competitive quote ie X4 lowest quote.

For the second year running I've had to ask the sales team ( another broker) to listen to a previous telephone call to confirm a low quote, as they wanted to back out of it .

Just done the annual comparison and unless my current insurers (Ebike) can come down a bit on their renewal price I'll be switching to Bennetts.
MCE came in cheaper but seems like a false economy as their excess is way more than the other insurers for the same cover. That, and I've heard a lot of people say they're robbing gits with awful customer service...

Free breakdown cover with Bennetts at the moment too although I'm sure it's basic