no benefit for bikers

Originally Posted by BillyC

What I'm ideally looking for is a joint bike-car policy.... does anyone do this?

Insurance companies could make a killing if they done this...then again they probably make more money by forcing folk to take out seperate policies.

Tesco and Admiral gave me the best quotes for car insurance last year, might be worth a wee look.

Originally Posted by Jabba-the-Hutt

Really? Whoo hoo!!!

Any good?

I've had my bikes insured with them for a few years now and have always been happy with them. They always seem to know what they're talking about on the phone too which always helps

[BillyC]

Originally Posted by Carsick

To not be able to use it on the bike at the same time is normal, you can't have two cars using the same NCD.

Oh yes... of course, I have two vehicles, that must mean that I'm two people!

Annoying isn't it... but has always been the case

[pegasus]

i dont know if this helps but the IAM also do a car package which they say reduces preiums dont know how much by..but i saw it on their website yesterday

[jambo]

Originally Posted by caines

I cant even sit in a slow car these days, I feel like its not even moving! I need something with a bit of grunt but unfortunately 'the computer says nooo'

And here we have the problem, they think we'll all be boy racers and trying to filter in a fiesta rarely works out well

Originally Posted by caines

It really annoys me that bikers are given almost no consideration when it comes to insuring a car. Im 22 and am looking at my first car, the insurance is ridiculous! Just for a joke I got a quote for a fiat panda 750cc and it came back as £1300 tft! When my SV was £510!

Why so much? I'm 22 with 0 years no claims and my Peugeout 106 was about £400 TPFT

Originally Posted by Ceri JC

Why so much? I'm 22 with 0 years no claims and my Peugeout 106 was about £400 TPFT

caines



Joined: 05 Dec 2004
Posts: 25
Location: london

[Balky001]

The majority of the premium is to cover damage to other vehicle and property if the accident is your fault, and the rest if you have the bike/car stolen. As you can only drive/ride one vehicle at a time (if you are sole insured) then premiums for more than one vehicle should only be slightly higher than single policies and NCB/NCD could be used regardless. I'm sure there are car policies that let you add on other vehicles at a fraction of the price.

As for the quote on the Panda, ouch!

Just to annoy you...

Here in Holland you can get all your vehicles on one insurance... I had my bike insured over here (GPZ500 2 weeks lisence 50 per month FC) and when I got a Dutch car they added a 50% reduction as I was running more than one vehicle...

On the other hand:

Spitfire 1500, garaged, 10 years NCB 500gbp+ FC WHY?

Stu

Originally Posted by BillyC

Oh yes... of course, I have two vehicles, that must mean that I'm two people!

drives me up the wall when that happens... and in my case its with 2 BIKES!!

after realising that Im not insured on the cbr while I thought I was, I phoned MCE up to get the 2nd bike put on the policy.... only thing is they have a claim recorded against my insurance...

so phoned the claims line up... eventually got the right number... oh the drivers made a claim against you was what mce told me... equity redstars claims line said they MAY make a claim so it goes against my insurance but they havent actually claimed against me... but they have up to a year from the accident to do so...

so back to mce - has to stay against my insurance even though THERE IS NO BLOODY CLAIM!!! All because its unresolved

so now have seperate insurance for the cbr... only good thing is the kent postcode has practically reduced my premiums to nothing....