estimated milage ? what happens if i exceed this - SV650.org

15-06-06, 02:55 PM

as title says, now that i am limited to an annual milage

what happens if i exceed this ?

will it be a slap on the wrists if i get caught ? or a voided policy ?

15-06-06, 03:04 PM

I would imagine they could use it as a way to avoid paying a claim if they could prove it. Thing is my insurance co asked me how many miles I would do but not my current milage. What is you limit?

15-06-06, 03:07 PM

The elastic band will reach it's limit and you will be jettisoned back to the start position. :P

Spiderman · 15-06-06, 04:03 PM

They come round and let your tyres down. If they catch you at it again, they give you a big cut on the sidewall to teach you a lesson.

15-06-06, 04:17 PM

Depends if they noted your existing mileage mate, did you tell them? if you are going to go over that amount, you need to let them know, or your cover will be void afaik.

Gazza77 · 15-06-06, 04:41 PM

I was once told by a mate that works for Direct Line is that what would happen is they would reduce any payout by the increase in premium you should have paid. Best bet is don't have a claim.

northwind · 15-06-06, 05:12 PM

It'll turn into a pumpkin.

I always get mine unlimited... The difference seems to be pretty trivial.

15-06-06, 07:29 PM

I put down 12,000 miles per year for my insurance.. slightly over that now... and still a month and a bit to go...

where's the unlimited option when you need it! :P

Biker Biggles · 15-06-06, 07:52 PM

I suppose they could demand the MOT to check your mileage but I can't recall this being an issue.I would guess that there is a reasonable overshoot allowed before they kick up ,perhaps 10%????

15-06-06, 08:02 PM

I had this when I had my trusty (NOT!) Beetle which I had restricted mileage insurance for. I told them when I was about to go over, I don't recall they upped my premium (or if so, not by much as I would have remembered), but had to have increased mileage come renewal time.

15-06-06, 02:55 PM	#1
Warren Guest Posts: n/a	estimated milage ? what happens if i exceed this as title says, now that i am limited to an annual milage what happens if i exceed this ? will it be a slap on the wrists if i get caught ? or a voided policy ?

15-06-06, 04:03 PM	#4
Spiderman Where the hell am I? Mega Poster Join Date: Dec 2004 Location: Swingin' thru the urban jungle Posts: 7,451	They come round and let your tyres down. If they catch you at it again, they give you a big cut on the sidewall to teach you a lesson. __________________ . "Computers are great! Not for communicating tho. They have one fundamental flaw ... they don't have eyebrows." AlpineCarStereo: you win ....... eeerrr ..... ummm ..... my undying support of you, the greatest Mod this forum has ever known. My Leige. davepreston: i bow to your modding godliness. vixis: He's this really cute Persian tea-boy, Im so not giving you his number :P

15-06-06, 04:41 PM	#6
Gazza77 Member Join Date: Nov 2005 Location: Hebden Bridge Posts: 520	I was once told by a mate that works for Direct Line is that what would happen is they would reduce any payout by the increase in premium you should have paid. Best bet is don't have a claim. __________________ Formerly Blue K5 with added bits Then Triumph Sprint ST with scottoiler and R&Gs & TOR exhaust Now Benelli Tornado

15-06-06, 05:12 PM	#7
northwind Moderator Mega Poster Join Date: Jan 2004 Location: In the garage where I belong Posts: 17,083	It'll turn into a pumpkin. I always get mine unlimited... The difference seems to be pretty trivial. __________________ "We are the angry mob, we read the papers every day We like what we like, we hate what we hate But we're oh so easily swayed"

15-06-06, 07:52 PM	#9
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	I suppose they could demand the MOT to check your mileage but I can't recall this being an issue.I would guess that there is a reasonable overshoot allowed before they kick up ,perhaps 10%???? __________________ On a clear day we stand there and look further than the ordinary eye can see.

15-06-06, 03:04 PM	#2
creamerybutter Guest Posts: n/a	I would imagine they could use it as a way to avoid paying a claim if they could prove it. Thing is my insurance co asked me how many miles I would do but not my current milage. What is you limit?

15-06-06, 03:07 PM	#3
Peter Henry Guest Posts: n/a	The elastic band will reach it's limit and you will be jettisoned back to the start position. :P

15-06-06, 04:17 PM	#5
Saint Matt Guest Posts: n/a	Depends if they noted your existing mileage mate, did you tell them? if you are going to go over that amount, you need to let them know, or your cover will be void afaik.

15-06-06, 07:29 PM	#8
valleyboy Guest Posts: n/a	I put down 12,000 miles per year for my insurance.. slightly over that now... and still a month and a bit to go... where's the unlimited option when you need it! :P

15-06-06, 08:02 PM	#10
GregK2 Guest Posts: n/a	I had this when I had my trusty (NOT!) Beetle which I had restricted mileage insurance for. I told them when I was about to go over, I don't recall they upped my premium (or if so, not by much as I would have remembered), but had to have increased mileage come renewal time.

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