car write off

Ok so insurance company after a third party fault accident have written my car off.


what do I do.. ?
what do I need to know?

how can I buy it back ??

??? from.. annoyed in crewe

bloody day before me holiday too

[Viney]

Erm. You ask the insurance companies these questions. Find out what catagory the write off is. I think you can only buiy it back if its a Cat D (Not 100% on that) if so then ask for a buy back figure, then this is deducted from your payout. You get the car back then you have to repair it and get it MOT'd i believe. Job done.

I never had anything written off before..

with the exception of 2 marriages.. .......


it was only a side panel but it was mended 2 weeks prior for the very same kind of accident and they took £200 EXCESS OFF ME THEN DIDNT WRITE IT OFF THEN ..

but now maybe they cant fill it as it had just been filled 2 weeks ago or maybe it needs a new panel welding and spraying etc... it looks a nice car, but it not worth the £££ it would cost to put a new panel on.

but If I could buy it back and get it done somewhere for cash in hand it might be ok..

only just had 4 new tyres and the cambelt done and new windscreen

ask these questions
what catagory write off (dont buy back if not c or d )
what have you valued my car at
what is the current scrap valuation of my car
if you do want it, ask to buy the car back at the scap valueation, (most not all will do this)
fix car, mot car,
inform new insurance provider that car is a cat *c/d* when taking out new policy ,your old contract is finished once you have recieved payment also confirm this (eg outstanding premiums)
drive car

also scrap value is "normally" 30% of valueation

[mister c]

I had an XJR400 stolen recovered a few years back. The guy had broken it into large lumps to try & disguise it. I loved that bike & tried to buy it off the insurance company. They gave me a blatent "no" & reckoned it had been sold to a breakers yard. That was even before I had the settlement sorted with them, so I think that it depends on your insurance company Quiff.

[hindle8907]

where is the car now ?

car is at the repairers nominated one by insurers..

I bloody go on holiday tommorow.. and want it squared away today - they have had the car 10 days already .!

it has my private plate on too and I looked on internet and could lose that if I dont act quick.. ?


it has really ragged me up and is worrying and stressful

surely they cant write it off without me agreeing.. I should be put back in the same position as I was immediately before the accident .. so i could take them to small claims I read on the net to ensure they dont write it off.

its a reliable car- looks worth more than it is .. has never let me down.. I have service it.. just had 4 new tyres and cam belt and tensioner etc - so there is a lot of investment in it . I dont want to lose it.

[dizzyblonde]

aww poor Quiff.

Me finks he loves this car.

Is it the old Alpha? The one you got paint on the seat in?