Financial Dilema - SV650.org

05-02-07, 05:05 PM

Ok, seen a set of lowers that were on ebay and really love the look of the SV in black in "Sport". They're going really cheap and are brand new. About £250

Now I'm pretty skint with a hefty mortage/overdraft. Got to service my bike and sort out the forks as I'm way to sturdy for them as standard. Maybe get some new rubber too as my rear is starting to square off.

Got a bonus in March that should be about a grand which will pay off half my credit card but what to do with these lowers

timwilky · 05-02-07, 05:10 PM

I subscribe to the if you have to borrow, you can't afford school of thought.

Never ever get into debt for a whim. They serve no purpose so why bother. If you want to change the look of your bike, it is your choice but wait until you can afford the lowers. Better still don't bother at all and knock a couple of hundred of your credit card

rictus01 · 05-02-07, 05:12 PM

Quote:

Originally Posted by timwilky

I subscribe to the if you have to borrow, you can't afford school of thought.

Never ever get into debt for a whim. They serve no purpose so why bother. If you want to change the look of your bike, it is your choice but wait until you can afford the lowers. Better still don't bother at all and knock a couple of hundred of your credit card

I'll second that

Cheers Mark.

05-02-07, 05:13 PM

there speaks the old man.

u wise old man Tim..

you know he makes sense

05-02-07, 05:14 PM

i took my lowers off and stuck them up the loft.

05-02-07, 05:17 PM

I never understand those that choose to add lowers to a bike. Yes, fair enough if you bought the bike & they were already bolted on (they still look cack, but if they're there, they're there!)

Buying lowers to put on your bike is merely a bad way to throw good money down the drain IMO. It's just adding more plastic that will break if you drop the bike.

Regardless of finances, don't do it!!

05-02-07, 05:17 PM

Hmmmm, I know it makes sense! I am in the middle of a shut down at work with loads of oppertunity for Overtime which could pay for them!

05-02-07, 05:21 PM

If you're skint, don't get them. If only I could follow my own advice.

Oh and I think they don't look that good but each to their own

05-02-07, 05:24 PM

Quote:

Originally Posted by furrybean

Hmmmm, I know it makes sense! I am in the middle of a shut down at work with loads of oppertunity for Overtime which could pay for them!

If you want 'em then, work for 'em. You can pile up some hours and get a few quid off of that card balance too. Overall you'll be heading in the right direction and won't regret missing out either.

Just another option since you've pointed it out.

Garry

05-02-07, 05:25 PM

Then do the overtime, and if you really, absolutely, have-to-have,, will die if you don't need them...

... think about the slippery slope you are already on!

Then stick the money into your debt.

Mortgage, OK.

But Credit Cards - the tool of the devil, the way of evil, the path to short-term highs and long-term dispair. Once you are shot of it you'll be a happier, free man, and sooner the better.

'Deals' like this will come again.

View Poll Results: What to do...
Neither they look cack with lowers anyways!	9	30.00%
Get them before doing anything to the forks and service.	1	3.33%
Wait till I've got more cash.	17	56.67%
Buy them and rinse the credit card	3	10.00%
Voters: 30. You may not vote on this poll

05-02-07, 05:05 PM	#1
furrybean Guest Posts: n/a	Financial Dilema Ok, seen a set of lowers that were on ebay and really love the look of the SV in black in "Sport". They're going really cheap and are brand new. About £250 Now I'm pretty skint with a hefty mortage/overdraft. Got to service my bike and sort out the forks as I'm way to sturdy for them as standard. Maybe get some new rubber too as my rear is starting to square off. Got a bonus in March that should be about a grand which will pay off half my credit card but what to do with these lowers

05-02-07, 05:10 PM	#2
timwilky Member Mega Poster Join Date: Mar 2004 Location: Not in Yorkshire. (Thank God) Posts: 4,116	I subscribe to the if you have to borrow, you can't afford school of thought. Never ever get into debt for a whim. They serve no purpose so why bother. If you want to change the look of your bike, it is your choice but wait until you can afford the lowers. Better still don't bother at all and knock a couple of hundred of your credit card __________________ Not Grumpy, opinionated.

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05-02-07, 05:13 PM	#4
Quiff Wichard Guest Posts: n/a	there speaks the old man. u wise old man Tim.. you know he makes sense

05-02-07, 05:14 PM	#5
kwak zzr Guest Posts: n/a	i took my lowers off and stuck them up the loft.

05-02-07, 05:17 PM	#6
Baph Guest Posts: n/a	I never understand those that choose to add lowers to a bike. Yes, fair enough if you bought the bike & they were already bolted on (they still look cack, but if they're there, they're there!) Buying lowers to put on your bike is merely a bad way to throw good money down the drain IMO. It's just adding more plastic that will break if you drop the bike. Regardless of finances, don't do it!!

05-02-07, 05:21 PM	#8
Law Guest Posts: n/a	If you're skint, don't get them. If only I could follow my own advice. Oh and I think they don't look that good but each to their own

05-02-07, 05:25 PM	#10
K Guest Posts: n/a	Then do the overtime, and if you really, absolutely, have-to-have,, will die if you don't need them... ... think about the slippery slope you are already on! Then stick the money into your debt. Mortgage, OK. But Credit Cards - the tool of the devil, the way of evil, the path to short-term highs and long-term dispair. Once you are shot of it you'll be a happier, free man, and sooner the better. 'Deals' like this will come again.