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Old 25-07-12, 06:25 PM   #1
k1ngy SV
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Default H+r insurance and restricted license Grrh

They now request one month into my insurance that i prove that my bike is restricted, thats going to set me back £55, £40 for the dyno, £15 for fuel to get it sorted... oh & miles added onto my already low allowance.

Like with police.. they have to prove it isnt restricted, you dont go getting charged for the dyno run, do you?
so why would i have to prove that its restricted and fork out when they didnt state when taking the policy out that i had to provide proof of restriction... & what does it prove... its a ecu, it takes 2 mins to swap

(It is fitted & staying fitted till my restriction is up by the way people)

Iv asked insurance so far if they would accept the ecu code in bike signed off by a garage/& or/police officer stating its fitted.. they replyed - no, we want a dyno run as proof...as they can't say if its restricted or not.
surely suzuki' restricted 33bhp ecu's arnt faulty ayyy guys??

I just think this is abit over the top... im not rich being a young student & £5 is alot of money for myself nevermind £55 -- any idea's or help? if not its just another one of my ramble's enjoy
***dont really want ''oh just get a dyno'' because thats what im going to have to do anyway...***
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Old 25-07-12, 07:06 PM   #2
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Default Re: H+r insurance and restricted license Grrh

have you said your happy for them to get your bike dyno'd at their expence, as it was not stated at time of taking out the policy
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Old 25-07-12, 09:04 PM   #3
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Default Re: H+r insurance and restricted license Grrh

Can you not just get a restriction certificate? Did you not get one with ecu?
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Old 25-07-12, 09:45 PM   #4
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Default Re: H+r insurance and restricted license Grrh

Sounds like guilty before being proven innocent. If they want it proven then they should be paying for it. Plus as above do you have a certificate to prove they fitted it??
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Old 25-07-12, 10:02 PM   #5
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Default Re: H+r insurance and restricted license Grrh

again as has been said, you should of had a certificate of fitting.

I would say yes but at your expense, however they will probably just cancel your insurance, insurance companies can be ********s
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Old 25-07-12, 10:52 PM   #6
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Default Re: H+r insurance and restricted license Grrh

you can get certs from ebay for £15

hell i will even nock you one up using an old fi international one i happen to have kicking round
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Old 25-07-12, 11:26 PM   #7
k1ngy SV
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Default Re: H+r insurance and restricted license Grrh

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you can get certs from ebay for £15

hell i will even nock you one up using an old fi international one i happen to have kicking round
nah its aright thanks, i got the ecu & fitted it myself as the job is 2mins like i said im a student, aha & iv also explained that i didnt get told about this before in the policey when i purchased the insurance & too right i shouldnt have to prove myself innocent at my express

What can i do ? :S they are con artists
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Old 26-07-12, 11:50 AM   #8
BoltonSte
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Default Re: H+r insurance and restricted license Grrh

Can you not just send them a photo with the ECU in place showing the part number?...assuming that there is one visible. Surely, in the event of a claim they aren't gong to dyno it...the engineer is just going to check the correct ecu is there.

Do they specify the means of proof, or just ask for 'proof it is restricted'

I'm not restricted, but this is something that keeps coming up and everyones response seems to be...tell them to get stuffed or get it dyno'd...is the photo route a viable option?

If I say my bike is blue, they say it's black, I don't need to take it to a colour chemist and pay them to wright a note, I'd just send them a photo with something dated on it in shot (say a newspaper)
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Old 26-07-12, 12:29 PM   #9
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Default Re: H+r insurance and restricted license Grrh

They are asking for far too much. Blow them out and change companies. If this was not asked for at time of taking insurance out then they are at fault and they can cancel the policy with no financial penalty to you.

Most companies IME are not bothered about asking for or proving your bike is restricted. Your licence restricts you and they know this when you give them your details.
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Old 29-07-12, 05:31 PM   #10
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Default Re: H+r insurance and restricted license Grrh

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Originally Posted by davepreston View Post
have you said your happy for them to get your bike dyno'd at their expence, as it was not stated at time of taking out the policy
yes, i explained that to them.. i said it was fine if they wanted to send somebody over and check the bike over and get it dyno'd at there expense.

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Can you not just send them a photo with the ECU in place showing the part number?...assuming that there is one visible. Surely, in the event of a claim they aren't gong to dyno it...the engineer is just going to check the correct ecu is there.

If I say my bike is blue, they say it's black, I don't need to take it to a colour chemist and pay them to wright a note, I'd just send them a photo with something dated on it in shot (say a newspaper)
I told them i would get a garage to write down the ecu number and sign it saying its in there & i would also ask a police officer to conform the ecu numbers. & i know what you mean, the insurance are just going


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They are asking for far too much. Blow them out and change companies. If this was not asked for at time of taking insurance out then they are at fault and they can cancel the policy with no financial penalty to you.
I know adding on expense after already paying the premium upfront, yeah they have told me they are going to cancel it if i dont get them a dyno result sheet of proof of restriction within so many days. have to deal with it then..

or i could become a xD
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